2008 pkg 4 destroyed - Insurance question

[BAllanJ]

Are you still OK? No extra pains today? I hope not.

Thanks for the pics... Nice to see the Toyota Buyers Protection Plan (ie airbags) deployed apprpriately... since both went, I presume you werent alone.

BTW, it wouldn't look as bad....















... if you removed those trim rings.

[Jabber]

Glad you are OK. Looks like Toyota builds them correctly as it didn't look like a piece of glass broke.

About the lawyer, I don't necessarily agree though. If there were injuries involved, absolutely get a lawyer. Since it doesn't seem like it, it might just be a waste to me. You can call three dealers to get estimates of your vehicles worth "to replace", not wholesale value. Look in the local autotrader online, cars.com, etc. All of those will give you a decent value to replace since that is what the insurance is contracted to do.

I guess having an attorney can't hurt anything but the bottom line since he has to get paid for his time. Hopefully you negotiated a fair amount for him instead of a percentage of your money. Since he is kind of family, I would think the latter isn't the case.

[nooaah]

Originally Posted by JRitt

KBB says that with 14,500mi retail value is $22,800

Whoa! That's only less than $1,000 shy of what my dealership offered for a brand new pkg 3. Cool!

[nooaah]

Originally Posted by Jabber

Glad you are OK. Looks like Toyota builds them correctly as it didn't look like a piece of glass broke.

About the lawyer, I don't necessarily agree though. If there were injuries involved, absolutely get a lawyer. Since it doesn't seem like it, it might just be a waste to me. You can call three dealers to get estimates of your vehicles worth "to replace", not wholesale value. Look in the local autotrader online, cars.com, etc. All of those will give you a decent value to replace since that is what the insurance is contracted to do.

I guess having an attorney can't hurt anything but the bottom line since he has to get paid for his time. Hopefully you negotiated a fair amount for him instead of a percentage of your money. Since he is kind of family, I would think the latter isn't the case.

Sorry I'm not multiquoting. I'm replying to several of you guys here:

There are several injuries. I suffered a concussion, whiplash, and a lumbar/cervical strain that's serious enough that I need a steady supply of vicodin and tizanidine. My girlfriend has a lot of bruising to internal organs. She was in the passenger seat and got knocked into the center console so hard it actually broke off the car. My girlfriend's mom has cartilage leaking from her knee. No broken bones, though.

I also lost a lot of business since I wasn't allowed to fly this week. All in all a nightmare. My girlfriend hasn't slept since last weekend because she's emotionally traumatized.

[Jabber]

Oh yeah, I am very glad you took KK's advice and seeked out counsel. Wow, that is quite the list of injuries. Looks like it was a mostly head on collision.

And there are still people wondering why drinking and driving is such a stupid thing to do... Cabs are MORE than welcome to come pick you up nowadays. I even called a tow truck once. Just so I didn't have to take a cab back the next morning to get my demo.

[nooaah]

Originally Posted by Jabber

Oh yeah, I am very glad you took KK's advice and seeked out counsel. Wow, that is quite the list of injuries. Looks like it was a mostly head on collision.

And there are still people wondering why drinking and driving is such a stupid thing to do... Cabs are MORE than welcome to come pick you up nowadays. I even called a tow truck once. Just so I didn't have to take a cab back the next morning to get my demo.

I very rarely will even have one beer before I drive. If you drink enough to lose your ability to make good judgments (let alone to keep your eyes open) and you still decide to drive then that really says a lot about your character. I hate when people call that a mistake. I've gotten REALLY drunk when I had my keys on me and I'll just sleep on the floor if I have to. No matter how drunk I get, I know right from wrong.

He actually t-boned us. He was on a side street doing about 40 in a 25 and either passed out or just wasn't looking and ran a stop sign. I'm thinking he was just really out of it because he went directly for my headlights. That's a typical drunk type of thing. They aim for lights for whatever reason (something I learned in pharmacology).

The only way you teach someone like that not to drink and drive again is to punish him severely.

[nooaah]

The officer at the scene visited one of my passengers to drop off our IDs. She confirmed the guy was legally intoxicated and they did drag his butt to jail after he got out of the hospital. She also commended me for my driving because apparently we shouldn't have made it out of that crash in one piece. I steered us away from a brick building and a pole somehow.

My happiness right now is indescribable.

[mlibanio]

Thank the good Lord you are alright. I was involved in a front and rear crush by a drunk driver in my 1997 Geo Metro Hatchback. Police were chasing her and she crashed into my car while I was stopped at a stop light behind a Ford Taurus wagon. Police told me he thought I was lucky to be alive. I became a total believer after that! At any rate, demand more from your insurance company. You did not ask for that drunk driver to hit you, and you want to have a car equivalent to yours back.

[hobbit]

The picture album isn't public, you apparently need to be logged
into farcebook.
.
_H*

[nooaah]

Originally Posted by mlibanio

Thank the good Lord you are alright. I was involved in a front and rear crush by a drunk driver in my 1997 Geo Metro Hatchback. Police were chasing her and she crashed into my car while I was stopped at a stop light behind a Ford Taurus wagon. Police told me he thought I was lucky to be alive. I became a total believer after that! At any rate, demand more from your insurance company. You did not ask for that drunk driver to hit you, and you want to have a car equivalent to yours back.

Thank you!

Well, my lawyer will probably help me out with that.

Originally Posted by hobbit

The picture album isn't public, you apparently need to be logged
into farcebook.
.
_H*