Prius Insurance

bradrayrich · 04-05-2006, 01:22 PM

I'm paying around $400/year for full coverage with Esurance. They seem to have the best rates I have ever seen.

Rancid13 · 04-05-2006, 08:46 PM

My insurance (State Farm) went up ~$12/month when I replaced my 1996 Saturn with the new Prius. My insurance was already low to begin with, so I have no complaints about it.

galaxee · 04-05-2006, 08:56 PM

your state will also dictate some of the insurance rates.

for instance, NC will not allow things like student discounts, the Allstate Good Driver Incentive or the Deductible Rewards program they offer.

there was no problem getting these discounts when we lived in WI. and i know the agent isn't lying to us, since we've been told this by around 5 different companies.

rjrose · 04-06-2006, 01:17 AM

I went from a 2001 Solara to a 2006 Prius, with State Farm, same coverage. Went down $30/month.

Cocoatreat · 04-12-2006, 06:06 PM

i think florida rates are insane! so i left progressive (who charged me a hefty price for a '92 prelude) for liberty mutual......insured thru my credit union.......$1800 for both cars....... someone told me that u get a cheaper rate when your car is paid for......so both are.....& its just all about the insurance!

Salsawonder · 04-12-2006, 11:25 PM

Mine went down a couple hundred for the year. My previous was a Sport Trac

GreenGene · 04-18-2006, 09:13 AM

Just got our insurance bill last night. We traded in an '04 Honda CRV for our '06 Prius, and our insurance went up $127.80 for six months (GEICO). I'm disappointed. I figured the insurance would be more for a new vehicle versus a used vehicle, but with all the safety equipment on the Prius (package #6), I didn't think the insurance would go up as much as it did.

Miss_Taz · 04-18-2006, 09:29 AM

My 2005 Prius is listed as my "vehicle 2", which means that Liberty Mutual is giving me some sort of break on the price for owning multiple vehicles.

I pay $858 for 12 months coverage on it, with $1k deductibles and increased liability (100k/300k/100k).

I'm in Florida.

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04-05-2006, 01:22 PM	#21
bradrayrich Join Date: Feb 2006 Location: Bellevue, WA Posts: 6 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I'm paying around $400/year for full coverage with Esurance. They seem to have the best rates I have ever seen.

04-05-2006, 08:46 PM	#22
Rancid13 Cool Chick with a Black Prius Join Date: Aug 2005 Location: Los Alamitos, Orange County, CA Posts: 2,455 My Car: 2006 Prius Package: #8 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 2	My insurance (State Farm) went up ~$12/month when I replaced my 1996 Saturn with the new Prius. My insurance was already low to begin with, so I have no complaints about it.

04-05-2006, 08:56 PM	#23
galaxee running WOT until out of fuel Join Date: Mar 2005 Location: central NC/ western WI Posts: 9,065 My Car: 2005 Prius Package: #5 Nominated 5 Times in 3 Posts TOTM Awards: 0 Friends: 21	your state will also dictate some of the insurance rates. for instance, NC will not allow things like student discounts, the Allstate Good Driver Incentive or the Deductible Rewards program they offer. there was no problem getting these discounts when we lived in WI. and i know the agent isn't lying to us, since we've been told this by around 5 different companies.

04-06-2006, 01:17 AM	#24
rjrose Join Date: Mar 2006 Posts: 6 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I went from a 2001 Solara to a 2006 Prius, with State Farm, same coverage. Went down $30/month.

04-12-2006, 06:06 PM	#25
Cocoatreat Member Join Date: Oct 2005 Location: Miami Posts: 65 My Car: 2005 Prius Package: #5 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	i think florida rates are insane! so i left progressive (who charged me a hefty price for a '92 prelude) for liberty mutual......insured thru my credit union.......$1800 for both cars....... someone told me that u get a cheaper rate when your car is paid for......so both are.....& its just all about the insurance!

04-12-2006, 11:25 PM	#26
Salsawonder Senior Member Join Date: Nov 2005 Location: La Mesa California Posts: 1,296 My Car: 2005 Prius Package: #5 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Mine went down a couple hundred for the year. My previous was a Sport Trac

04-18-2006, 09:13 AM	#27
GreenGene Senior Member Join Date: Mar 2006 Location: Northern Virginia Posts: 174 My Car: 2006 Prius Package: #6 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Just got our insurance bill last night. We traded in an '04 Honda CRV for our '06 Prius, and our insurance went up $127.80 for six months (GEICO). I'm disappointed. I figured the insurance would be more for a new vehicle versus a used vehicle, but with all the safety equipment on the Prius (package #6), I didn't think the insurance would go up as much as it did.

04-18-2006, 09:29 AM	#28
Miss_Taz Senior Member Join Date: Mar 2005 Location: Pittsburgh, PA Posts: 142 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	My 2005 Prius is listed as my "vehicle 2", which means that Liberty Mutual is giving me some sort of break on the price for owning multiple vehicles. I pay $858 for 12 months coverage on it, with $1k deductibles and increased liability (100k/300k/100k). I'm in Florida.