Prius Insurance

marjflowers · 04-04-2006, 09:54 AM

When I traded in my 2005 Corolla for a 2006 Prius, my insurance premium for 6 months actually was $30 cheaper fro identucal coverage. How cool is that?!?

DaveinOlyWA · 04-04-2006, 10:09 AM

mine was almost $200 cheaper for the year

matt@domenici.com · 04-04-2006, 10:13 AM

Do you have any suggestions for carriers? My insurance Company told me it would be HIGHER, which seemed totally opposite what I've heard and seen with other Companies. (My present vehicle is more expensive than my new Prius too, so that was a shock!)

- Matt

moomin · 04-04-2006, 10:35 AM

My AAA Automotive Policy jumped by...

Wait for it...

$1300 annually. Insane. Very upsetting.

I was driving a 2002 Camry before. Now, I'm looking for another carrier. Any bright ideas would be appreciated.

Trevor · 04-04-2006, 10:56 AM

Part of the reason that I finally made the leap and got the Prius was because the insurance rate was better than I thought. I called my carrier on a whim to get an quote when I thought that getting a Prius was still just a dream. When I heard the number I said, "I want full coverage, not just liability". She responded, "That is for full coverage". That weekend I ran straight to the dealer.

It's costing me onle $30 a month more for full coverage on my 2006 Prius than it cost me just for liability on my 1988 Nissan Stanza. I'm using State Farm.

DaveinOlyWA · 04-04-2006, 11:06 AM

my ins company gave me a discount for engine disable and anti lock brakes. neither of which i had on my truck.

my rates are high from a bad driving record, every 6 months, my policy has gone down by 2-300. you think $1300 a year was bad??? mine was more than that last year and i have MINIMUM coverage. no collision, no uninsured motorist, etc.

i will be getting a rate quote in two weeks, if its below $1300 a year for collision, i will add it.

heliotropehead · 04-04-2006, 11:24 AM

I'm now with Progressive and paying half of what I was paying with State Farm... that's with identical coverage, as well.

BellBoy · 04-04-2006, 11:24 AM

<div class='quotetop'>QUOTE(Matt Domenici @ Apr 4 2006, 06:13 AM) [snapback]234645[/snapback]</div>

Quote:

Do you have any suggestions for carriers? My insurance Company told me it would be HIGHER, which seemed totally opposite what I've heard and seen with other Companies. (My present vehicle is more expensive than my new Prius too, so that was a shock!)

- Matt
[/b]

I'm using Allstate for my carrier currently. Here in L.A. my yearly premium is about $1200 for full coverage.

ScottY · 04-04-2006, 11:33 AM

I'm with Geico. Paying about $1900 per year with full coverage. I had an at fault accident about 3 years ago tho.

cmwade77 · 04-04-2006, 11:42 AM

<div class='quotetop'>QUOTE(ScottY @ Apr 4 2006, 08:33 AM) [snapback]234701[/snapback]</div>

Quote:

I'm with Geico. Paying about $1900 per year with full coverage. I had an at fault accident about 3 years ago tho.
[/b]

Mercury: About $1000 per year, full coverage is the cheapest that I have found so far, that will do monthly payments.

Safeco at $550 for the year is the absolute cheapest, but no monthly payments and not sure about thier quality.

04-04-2006, 10:56 AM	#5
Trevor Senior Member Join Date: Jul 2004 Location: Staten Island, NY Posts: 315 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 1	Part of the reason that I finally made the leap and got the Prius was because the insurance rate was better than I thought. I called my carrier on a whim to get an quote when I thought that getting a Prius was still just a dream. When I heard the number I said, "I want full coverage, not just liability". She responded, "That is for full coverage". That weekend I ran straight to the dealer. It's costing me onle $30 a month more for full coverage on my 2006 Prius than it cost me just for liability on my 1988 Nissan Stanza. I'm using State Farm. __________________ 2006 Seaside Pearl #7 Acquired 3/9/2006

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04-04-2006, 09:54 AM	#1
marjflowers Senior Member Join Date: Apr 2006 Location: Owensboro, KY Posts: 217 My Car: 2006 Prius Package: #3 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	When I traded in my 2005 Corolla for a 2006 Prius, my insurance premium for 6 months actually was $30 cheaper fro identucal coverage. How cool is that?!?

04-04-2006, 10:09 AM	#2
DaveinOlyWA Opps !! I Did it Again!! Join Date: Apr 2004 Location: South Puget Sound, WA Posts: 9,258 My Car: 2006 Prius Package: #4 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 4	mine was almost $200 cheaper for the year

04-04-2006, 10:13 AM	#3
matt@domenici.com Join Date: Apr 2006 Location: California Posts: 31 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Do you have any suggestions for carriers? My insurance Company told me it would be HIGHER, which seemed totally opposite what I've heard and seen with other Companies. (My present vehicle is more expensive than my new Prius too, so that was a shock!) - Matt

04-04-2006, 10:35 AM	#4
moomin Join Date: Mar 2006 Posts: 15 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	My AAA Automotive Policy jumped by... Wait for it... $1300 annually. Insane. Very upsetting. I was driving a 2002 Camry before. Now, I'm looking for another carrier. Any bright ideas would be appreciated.

04-04-2006, 11:06 AM	#6
DaveinOlyWA Opps !! I Did it Again!! Join Date: Apr 2004 Location: South Puget Sound, WA Posts: 9,258 My Car: 2006 Prius Package: #4 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 4	my ins company gave me a discount for engine disable and anti lock brakes. neither of which i had on my truck. my rates are high from a bad driving record, every 6 months, my policy has gone down by 2-300. you think $1300 a year was bad??? mine was more than that last year and i have MINIMUM coverage. no collision, no uninsured motorist, etc. i will be getting a rate quote in two weeks, if its below $1300 a year for collision, i will add it.

04-04-2006, 11:24 AM	#7
heliotropehead Senior Member Join Date: Aug 2004 Location: New Orleans, Louisiana Posts: 701 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I'm now with Progressive and paying half of what I was paying with State Farm... that's with identical coverage, as well.

04-04-2006, 11:33 AM	#9
ScottY Senior Member Join Date: May 2005 Location: Long Island, NY Posts: 1,243 My Car: 2005 Prius Package: #3 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I'm with Geico. Paying about $1900 per year with full coverage. I had an at fault accident about 3 years ago tho.