Prius insurance costs

wtfjr · 09-12-2006, 09:47 PM

Hi All
When we received the auto insurance for our new '06 Prius, we were surprised that it cost more to insure than the 2005 Denali & the 2005 PT convertible.
It costs here in FL, $453 for six months with full coverage with $500,000 & $500,000 & $300,000 with a $500. deductible. The PT runs $441 & the Denali was $421.
This was a real shock to us.
Your comments ?

PS: the Denali has been sold !!

kirbinster · 09-12-2006, 10:47 PM

Seems kind of high, and I am from NJ which has the highest insurance in the world. I have a pair of '02 pris. One of them has my 18 year old daughter listed as the driver - that one costs $436 for six months, the other one that I am listed on only costs $174 for six months. That is with collision with a $500 deductible and comprehensive with $zero deductible.

qbee42 · 09-12-2006, 10:49 PM

In Michigan we found our Prius to be less expensive than our old minivan.

Tom

ekpolk · 09-12-2006, 10:59 PM

<div class='quotetop'>QUOTE(kirbinster @ Sep 12 2006, 09:47 PM) [snapback]318739[/snapback]</div>

Quote:

Seems kind of high, and I am from NJ which has the highest insurance in the world. I have a pair of '02 pris. One of them has my 18 year old daughter listed as the driver - that one costs $436 for six months, the other one that I am listed on only costs $174 for six months. That is with collision with a $500 deductible and comprehensive with $zero deductible.
[/b]

I'd have to say that Louisiana, at least the New Orleans area, has NJ beat by a long margin. I keep two cars at my home in Pensacola FL and on in New Orleans, where I work. I'm a 45 year old male, safe driver, no chargeable accidents. From USAA, generally the best deal one can find, if eligible (they always undercut Geico and Progressive by ~10% when I call the toll free numbers to check), I'm paying $530 for six months for the Prius, and $400 for the wife's Sequoia (she's also an accident-free safe driver). My son, also 18, drives a 1987 Cadillac Seville (has only 58k miles!!!), we carry no collision or comp on it, for obvious reasons, so for only liability, PIP, and UM, we pay $975 for six months.

Please, by all means, send us New Jersey's insurance "problems"!!! :P

EDIT: to get back toward the original question, of course, the answers are relative. My rates went down when I got my Prius. I traded from an early Infiniti G35 Sedan, which was expensive in every conceivable aspect of operation.

CMDunfee · 09-12-2006, 11:59 PM

I am in northern VA...and I only pay 386 every 6 months. I think this rocks! And...I live in metropolitan usa!

edselpdx · 09-13-2006, 12:03 AM

My '05 was an immediate reduction in insurance of about $100/6 months despite the fact that it replaced a 5 yr old Volvo S40 (the "cheapo" model which was $27K new).

sj

piseas · 09-13-2006, 12:26 AM

I am an insurance agent in CA. I sell a lot of Mercury Insurance. They are the lowest, PERIOD! Check them out.

Alpha13 · 09-13-2006, 01:32 AM

Mercury was the lowest company when I recieved quotes through a broker, but esurance was even lower for me.

mywhitenoise · 09-13-2006, 02:00 AM

It will cost me $1,200 for 6 months through 21st.com. That was the lowest price I could find through 10 different sources.

How do you guys get rates so low!? Or is it just because i'm 21 years old, male, and in CA?

marjflowers · 09-13-2006, 02:44 AM

Mine went down slightly. I had a 2005 Corolla, and now I have a 2006 Prius. But I have exhorbinant (sp?) rates due to a speeding ticket, an accident, and an unfortunate DUI (long story, I was under the influence of prescribed drugs) Didn't matter -- spent the night in jail, lost my license for 6 months, and went to drunk school. Needless to say, I don't drive if I've had as much as a Tylenol.

Peace --

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09-12-2006, 09:47 PM	#1
wtfjr Join Date: Aug 2006 Posts: 38 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Hi All When we received the auto insurance for our new '06 Prius, we were surprised that it cost more to insure than the 2005 Denali & the 2005 PT convertible. It costs here in FL, $453 for six months with full coverage with $500,000 & $500,000 & $300,000 with a $500. deductible. The PT runs $441 & the Denali was $421. This was a real shock to us. Your comments ? PS: the Denali has been sold !!

09-12-2006, 10:47 PM	#2
kirbinster Join Date: Jun 2005 Location: Morris County - New Jersey Posts: 572 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Seems kind of high, and I am from NJ which has the highest insurance in the world. I have a pair of '02 pris. One of them has my 18 year old daughter listed as the driver - that one costs $436 for six months, the other one that I am listed on only costs $174 for six months. That is with collision with a $500 deductible and comprehensive with $zero deductible.

09-12-2006, 10:49 PM	#3
qbee42 Senior Member Join Date: Mar 2006 Location: Northern Michigan Posts: 4,674 My Car: 2006 Prius Package: #7 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 4	In Michigan we found our Prius to be less expensive than our old minivan. Tom

09-12-2006, 11:59 PM	#5
CMDunfee Join Date: Aug 2006 Posts: 3 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I am in northern VA...and I only pay 386 every 6 months. I think this rocks! And...I live in metropolitan usa!

09-13-2006, 12:03 AM	#6
edselpdx Senior Member Join Date: Apr 2006 Location: Portland, OR Posts: 173 My Car: 2005 Prius Package: #4 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	My '05 was an immediate reduction in insurance of about $100/6 months despite the fact that it replaced a 5 yr old Volvo S40 (the "cheapo" model which was $27K new). sj

09-13-2006, 12:26 AM	#7
piseas Join Date: Nov 2005 Posts: 7 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	I am an insurance agent in CA. I sell a lot of Mercury Insurance. They are the lowest, PERIOD! Check them out.

09-13-2006, 01:32 AM	#8
Alpha13 Join Date: Aug 2006 Posts: 7 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Mercury was the lowest company when I recieved quotes through a broker, but esurance was even lower for me.

09-13-2006, 02:00 AM	#9
mywhitenoise Join Date: May 2006 Posts: 205 My Car: Package: Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	It will cost me $1,200 for 6 months through 21st.com. That was the lowest price I could find through 10 different sources. How do you guys get rates so low!? Or is it just because i'm 21 years old, male, and in CA?

09-13-2006, 02:44 AM	#10
marjflowers Senior Member Join Date: Apr 2006 Location: Owensboro, KY Posts: 217 My Car: 2006 Prius Package: #3 Nominated 0 Times in 0 Posts TOTM Awards: 0 Friends: 0	Mine went down slightly. I had a 2005 Corolla, and now I have a 2006 Prius. But I have exhorbinant (sp?) rates due to a speeding ticket, an accident, and an unfortunate DUI (long story, I was under the influence of prescribed drugs) Didn't matter -- spent the night in jail, lost my license for 6 months, and went to drunk school. Needless to say, I don't drive if I've had as much as a Tylenol. Peace --