Any experiences with the following insurance companies?

[ystasino]

I have these offers as 6 month premiums: Travelers $549; Safeco $576; Geico $655.40 and was wondering whether I should just go for the cheapest one. Currently with Geico.

So you have any experiences with Safeco or Travelers? I actually have a traveler's personal floater policy.

[Godiva]

Have you looked into 21st Century?

[ystasino]

<div class='quotetop'>QUOTE(Godiva @ May 18 2007, 01:32 AM) [snapback]444672[/snapback]</div>

Have you looked into 21st Century?
[/b]

"They have not yet made it to my State"

[JimboK]

I've had Travelers for several years for both the car and home. Never had a claim for the car, but I had one on the homeowner's policy that they treated me well on. I had a laptop stolen from a hotel room in Paris. We were due to catch a plane back home the morning I discovered it missing, so I didn't have time to call (nor did I know what to expect from) the local police. I considered that that might result in Traveler's denying the claim, but I figured the cost of the computer was less than that of missing my flight. The laptop was just a few months old, and they covered it for the full amount including the extended warranty I purchased, less the deductible. I ended up with a small "loss experience" surcharge tacked onto the premium for the next renewal, but that's fair.

[livelychick]

I have Geico, and they have always been great. I've had to make a few claims over a variety of things, and I really like them. If they are more expensive, you should call and tell them. They may give you a customer loyalty discount. That's something they used to do, depending on how long you've been with them. They are way cheaper for me than any other insurance company...weird that that's not the case for you.

[kiwiruss]

<div class='quotetop'>QUOTE(ystasino @ May 18 2007, 01:24 AM) [snapback]444670[/snapback]</div>

I have these offers as 6 month premiums: Travelers $549; Safeco $576; Geico $655.40 and was wondering whether I should just go for the cheapest one. Currently with Geico.

So you have any experiences with Safeco or Travelers? I actually have a traveler's personal floater policy.
[/b]

Used to have geico

Now have AllState

[tacomel]

We have Traveler's and had to make a glass claim for a stone pop in the windshield. They were good on the phone, conferencing in the local shop that was to do the repair, and they paid the local shop directly so there was really nothing for us to do.

My only complaint is that we were told our premium would charge every 6 months to our credit card, and about 6 months + 5 days after our policy started we got an "overdue" notice. Turns out that they don't support automatic credit card billing after all. They did waive the "late fee" though, so I suppose all's well that ends well.

[JimboK]

Oops, I forgot I did have an auto claim for Traveler's: a windshield replacement, completed without a hitch.

[RBW111]

I've been with Travelers for about 2years. Three months into my new policy, my 20 year old son totaled 2 cars within 30 days. Claims were paid without question and they have not increased my premium. That was over a year ago.

[ystasino]

<div class='quotetop'>QUOTE(RBW111 @ May 18 2007, 10:17 AM) [snapback]444814[/snapback]</div>

I've been with Travelers for about 2years. Three months into my new policy, my 20 year old son totaled 2 cars within 30 days. Claims were paid without question and they have not increased my premium. That was over a year ago.
[/b]

Ok, I bought Traveler's (so easy a caveman could do it!)

Maybe it would be good for this thread to continue though, the more we report on insurance companies the better it is for other consumers.

On my part, the only claim I had for 3 years with Geico is a minor $75 glass repair their glass department covered for free. So I have nothing for them or against them, their customer service seems decent and so do their ads!