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This is a discussion on refusal to renew insurance policy within the Prius PHEV Plug-In Modifications forums, part of the Gen II Prius Modifications category; I heard a rumor that State Farm is going to start refusing to renew the insurance policy on any car ...


refusal to renew insurance policy

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Old 03-09-2009, 08:45 PM   1 links from elsewhere to this Post. Click to view. #1
Arthur
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I heard a rumor that State Farm is going to start refusing to renew the insurance policy on any car that has had a plug-in conversion done to it. The reason supposedly has something to do with too many claims being filed on those cars. (I was unable to find out what kind of claims were being made.)

Has anyone heard about or experienced anything like that with State Farm or any other insurance company?
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Old 03-09-2009, 09:39 PM   #2
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Default Re: refusal to renew insurance policy

I can't find anything either.
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Old 03-09-2009, 09:50 PM   #3
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Default Re: refusal to renew insurance policy

Why don't you ask State Farm? You don't have to tell them that you already have the mod.
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Old 03-09-2009, 10:27 PM   #4
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Default Re: refusal to renew insurance policy

If you don't reveal the existence of a significant modification, and your car is damaged due to accident or you wish to file a comprehensive claim, don't expect your modification to be covered by the insurance policy.
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Old 03-10-2009, 07:40 AM   #5
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Default Re: refusal to renew insurance policy

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Originally Posted by Arthur View Post
I heard a rumor that State Farm is going to start refusing to renew the insurance policy on any car that has had a plug-in conversion done to it. The reason supposedly has something to do with too many claims being filed on those cars. (I was unable to find out what kind of claims were being made.)

Has anyone heard about or experienced anything like that with State Farm or any other insurance company?
Erie treats as a modification without a problem. I just gave them a copy of the receipt.

---Kent
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Old 03-18-2009, 06:58 AM   #6
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Default Re: refusal to renew insurance policy

I have State Farm and they had no problem with it. No different from putting in an upgraded stereo.
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Old 03-18-2009, 11:43 AM   #7
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Default Re: refusal to renew insurance policy

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Originally Posted by chogan2 View Post
I have State Farm and they had no problem with it. No different from putting in an upgraded stereo.
That was the same statement I got from Erie. It's just an upgrade.

---Kent
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Old 03-18-2009, 02:51 PM   #8
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Default Re: refusal to renew insurance policy

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Originally Posted by chogan2 View Post
I have State Farm and they had no problem with it. No different from putting in an upgraded stereo.
It may have been a misunderstanding. I think there was some confusion between normal cars that have been converted into hybrids and hybrid cars that have been converted into plug-in hybrids.

Lack of technology literacy can lead to communications errors.
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Old 03-19-2009, 10:13 AM   #9
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Default Re: refusal to renew insurance policy

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It may have been a misunderstanding. I think there was some confusion between normal cars that have been converted into hybrids and hybrid cars that have been converted into plug-in hybrids...
Were you charged an additional insurance premium to cover your conversion?
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Old 03-19-2009, 12:32 PM   #10
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Default Re: refusal to renew insurance policy

Quote:
Originally Posted by Arthur View Post
I heard a rumor that State Farm is going to start refusing to renew the insurance policy on any car that has had a plug-in conversion done to it. The reason supposedly has something to do with too many claims being filed on those cars. (I was unable to find out what kind of claims were being made.)

Has anyone heard about or experienced anything like that with State Farm or any other insurance company?
To Arthur:
State Farm believes in being environmentally responsible, and was recognized by Fleet Magazine in 2008 as having the 3rd largest non-governmental alternative-fuel fleet.

State Farm does not automatically nonrenew hybrid auto policies that have the plug-in converter, but in case-by-case situations we may request further underwriting review.

We encourage anyone interested in State Farm insurance to contact their agent for more information. If you’re not yet working with a State Farm agent, you may visit statefarm.com , "Find Agents Near You" section to locate an one in your area.


Thanks!
Sue K.
Property & Casualty Underwriting - State Farm Insurance
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