It is getting to be the time to reflect on the what the past year has brought and predict what the next year will bring. 2008: Who would have predicted Barack Hussein Obama would be the president-elect of the United States? Who would have predicted oil would get to $147/barrel only to crash to less than $40/barrel? Who would have thought the New York Giants would win the Super bowl? Who would have thought the US economy would be leading the world down a path towards depression after a melt-down in the financial markets? 2009: I think it will be remember mostly as a year of despair. I think we will have unemployment at levels unthinkable only a few short months ago.(10+%) Lets see what all of you predict for 2009?