oh, my husband is AWFUL with money. let's say we only had him managing the finances for about 2 months of our 6 years together... he gets $40 cash/week for soda and snacks at work, which he can take out of each paycheck. he is not allowed to use the checking account for any of his soda or snacks, and if he does, then he only gets $20 the next week to feel my wrath. :lol: when we are going to buy something big ($100 or more) we go together. i do all the regular shopping (groceries, personal items, etc.) if he wants to buy a bunch of tools from the tool guy, he is under express orders to discuss it with me first so we can determine how much he can spend. now when i send him out christmas shopping that's a problem because i can't know what he's getting or how much he's spending. overall things work out well this way. i'm happy, he's happy, we've got all we need, and both our credit scores are good or excellent. he's learning to deal better with money too.