Rich? Hardly. Cash? Hardly either. Why don't you sit down and honestly calculate your monthly payment on your lease vs a 5 year finance payment on the exact equally equipped car. Figure in keeping the car for 10 years (which equals 5 years of no payments) vs 10 years of lease payments (plus any and all cash/fees/downpayments involved in the multiple leases during that time period). Basically figure in every cent that would go to either plan. Then also don't forget to subtract the remaining value (resale value) of the car you OWN, vs the rental cars which you own nothing... The difference in maintenance costs will be negligible. On top of all that, then don't forget that once you own a car you can reduce the amount of insurance coverage you have on it, vs a string of rentals which you need full coverage 100% of the time. In the end you will be very surprised on how much you think you "saved", when you see how much you actually lost. The only perk is you get a new car every few years, but then again a rental car also comes with it's limitations like mileage caps which == less freedom to use the car as you please unless you want to start paying tons of extra cash. Sorry, my original statement of "lol" still stands. FYI. Doing a rough calculation of my fully loaded 2012 Prius 5 over a 10 year period minus a very poor resale value comes to under $250 per month. With a good resale value it's closer to or even less than $200 a month. Leasing (which would cost fees plus around $500 per month) can't even come close to this. After a 10 year period a lease would cost in the vicinity of $30,000 to $35,000 more... That's why I say lol.