Furnishing proof of insurance

Hi,

One of the forms I signed was to furnish proof of insurance for the new car. The dealership didn't bother to say anything about it. Do I even need to fax it in? Anyone else bothered to show proof after you drive the new car home?

That's standard practice. Just contact your insurance company and they can issue a temporary proof of insurance via email.

No, dealer didn't care. Proof of insurance for the state you live in, or if you got a loan, proof of insurance for the lender? Either way, just contact your insurance company, they will send you a proof of insurance for the state and if you have a loan, tell them who the leinholder is and they will send proof of insurance to them.

Mine just made a copy of the insurance card out off my old Prius I was trading in.

Mine too--just sent a photocopy of my current card. I think my lender however will require insurance showing the 2010 Prius they are lending the money for.

My experience was similar to jaywolf and LaurieTx. I had proof of existing insurance, and called my insurance company the next day to drop the trade-in and add the Prius, and give them the lienholder information.

In CA, you have 30 days of insurance for the newly purchase car... via your existing full coverage insurance policy. Just show that you have current insurance so that the dealer can show DMV you already have insurance on file.... otherwise, you will need to buy insurance from the dealer (can you say expensive?).

All CA auto policies require you to have prove of insurance form... just should that form to your dealer.

Oh... wait. You don't have 'prove of insurance' with your current car? How do you explain to a cop when he/she asks for your prove of insurance and registration.

Insurance is not mandatory in NH

I meant do you have to fax the new insurance card to the dealer? Do they even care? Can they come back and charge me something if I don't send it to them.

The dealer doesn't care, but a lienholder does. And a finance contract usually has language in it that you have xx days to provide proof of insurance at certain coverage and deductibles, and if you don't the lienholder will get the coverage and bill you for it.

If the dealeship cared at all, it would make you show the proof of insurance before allowing you to take the car off the lot. They don't want to get stuck for a damaged car during any gap between the time it leaves their insurance and the time it enters insurance coverage from you or the finance company. As long as there is no uncovered damage claim, they don't have anything to charge you.

Live free or die.....