I just got my insurance card and it lists the correct VIN (finally - had a bit of a snafu there at first), but the car is listed as a "2012 Toyota Prius", not "2012 Toyota Prius Plug-in". I mentioned it to my agent but he didn't seem concerned. My insurance company is Allstate. I'm curious if this is normal or if it should be more specific. If I were to total the car, the VIN should be enough to prove the car really is a plug-in if that were to be questioned based on the listed make/model on the card, right?
It's the VIN that identifies it as a plug-in. That is what they looked at for the HOV decals. Similarly for the new emissions certification for the Volt. I think the main issue that may come up is for the Advanced trim to get a theft recovery ("LoJack") discount , since Safety Connect is standard for that trim. BTW, forget the Safety Connect discount if you have AAA. They say that if a factor isn't encoded in the VIN, it doesn't exist for them when computing rates.
Thank guys. I figured it was only the VIN that mattered but it's nice to have it confirmed and see that other people are seeing the same thing.
When I first added insurance for the PiP, it was listed as Prius-C. The agent told me the VIN was not in the "system" yet so it could be incorrect. A month later, I asked the agent to check again and correct it if necessary. This time, it gets corrected to PHV. There is a DIFFERENCE. The PHV qualifies for additional discounts and dropped my premium. I am with Farmers.
I wondered the same thing. My Prius V shows up just as "2012 Prius". I called Allstate, and they said they know all the features from the VIN number.
Auto Club of So Cal lists mine as a Prius Plug-in, but no special discounts for the fact that is just that.
Mine says its a Camry Hybrid - still hasn't been fixed. I was told it was an accident that they marked it as a Camry hybrid. I have an email with it corrected but they never sent me a hard copy with the correction.
Seems like AAA was charging more for being a plug in. My rate went up replacing my 2012 Audi A7 with the 2012 PiP.
Wow, that doesn't sound right. Kind of hard for me to tell because the Plug-in replaced an '06 Prius, and the annual premium increased by about $300. I wonder what it would be if I had bought a '12 Prius Hatchback. They may be erring on the side of caution until they get some claims experience with the Plug-in. There was some confusion on their end over the VIN, which didn't fit in their system. Took them about two months to finally get the change into that system.
