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New Prius - Wrecked

Discussion in 'Gen 3 Prius Main Forum' started by PalominoPrincess, May 17, 2011.

  1. PalominoPrincess

    PalominoPrincess New Member

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    My brand new, haven't-made-the-first-payment, 2011 Prius has been smashed. A lady ran through a stop sign, straight into me. My two youngest kids were in the car.

    My car (as an aside, check out the awesome wheel that was hiding under the hubcaps):

    [​IMG]

    Her car (a 2011 Camry):

    [​IMG]

    Everyone walked away, though her airbags deployed and her seat belt broke. I suspect hers will be totaled. Our side airbags didn't deploy. I'm not sure what the criteria for those going off are. My husband thinks possibly someone had to have been in the passenger seat to trigger it. Maybe it wasn't far enough back into the door for it to trigger. We're not sure, but it's a question I'm going to try and find the answer to. I would have thought they'd gone off. (You can tell from her damage she hit us really hard.)

    While they were putting it on the wrecker, my husband half-jokingly said "for a piece of plastic, yours held up way better than hers."

    [​IMG]

    Accident Scene: somehow, she spun us and ended up behind and in the other lane:
    [​IMG]

    I'm having mixed feelings about mine. On one hand, I hope they total it, simply because it's brand new, and it will never be "new" or even the same after this. On the other, there's no way we'll be able to get another one at the 2.3 (or 2.9 - I can't remember which it was) interest rate again.

    Our biggest concern is the drive train. Our sales guy (who we're on speed-dial status with) said with all the electrical things inside it compared to a regular car, it might total out even though the actual surface damage doesn't look too horrible.

    So we're waiting on insurance companies at this point, Dr's visits and probably x-rays today and hoping they total it while we kind of hope they don't.
     
  2. F8L

    F8L Protecting Habitat & AG Lands

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    What a horrible feeling. :( I'm glad everyone is ok.

    EvenIf they can fix your car it will always carry the accident with it via carfax reports so I would press her insurance company to compensate you appropriately if possible.
     
  3. PalominoPrincess

    PalominoPrincess New Member

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    We weren't sure if her car was a Corolla or a Camry, so I did a VIN lookup (since that was on the info the police officer gave us) and while doing so, realized my car now has a Carfax report. It makes me really mad when I think about it, so I'm just hoping the insurance company totals it. She has a tiny little no-name insurance company, but we have USAA so I'm not too concerned, at least not yet.

    What also bums me, is it was sitting at 62 mpg yesterday.
     
  4. adamace1

    adamace1 Senior Member

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    I'm thinking it wont be totaled. I hope everyone is ok.
     
  5. PalominoPrincess

    PalominoPrincess New Member

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    Yeah, my dad's been an estimator for State Farm for about 20 years and he thinks it'll rack up about 10k in damage just on the exterior, assuming everything under the hood is fine. I was planning a road trip the beginning of June in it, headed out to Illinois to see my parents. Bleh. Just. Bleh. :censored:
     
  6. mikewithaprius

    mikewithaprius New Member

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    Grrr, that makes me a little angry (and I'm so mild mannered), but I am glad you and your kids are alright. I can't help but ask...was it an older driver, or how did they completely blow by a stop sign? That damage looks pretty bad considering you'd expect people to be rolling at 5 or 10 mph. She didn't slow at all?
     
  7. GrumpyCabbie

    GrumpyCabbie Senior Member

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    At least you're all ok - even more important when you had your kids in the car. You can always get another car but you can't get another you.

    Amazing how badly damaged her car was compared to yours.
     
  8. TonyK51

    TonyK51 Junior Member

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    Glad everyone was able to walk away. Given the point of impact I would really want the front axle and drive train FULLY inspected. Maybe to the point that in any settlement you ask for additional money for potential issues in the future as a result of her willful negligence ( she did willfully/willingly run that stop sign ).

    Be sure to get checked out for soft tissue injuries. They can be very painful and do not always show up immediately. BTDT too many times with people rear-ending us or running lights and other traffic control. :(
     
  9. revhigh

    revhigh MPG Enthusiast

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    No way your car will be totalled. I'd guess $5-7K from an exterior POV.

    About $8-9K total ... it's not as bad as it seemns. The car will be fine ... they'll take it apart until they get to the point that it's not damaged anymore, and just rebuild it from the inside out. They don't really straighten anything anymore ... it's cheaper to replace pieces.

    Your car will be fine a month or so from now.

    PS ... her car isn't totalled either. It almost takes a rollover to total a new car these days.

    REV
     
  10. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    I'm sorry about the accident, but I'm glad that everybody is OK!
    My browser did an image-ectomy on the pictures, but based on what I'm reading you're not looking at a total loss on the car. That's really good news/bad news since as you pointed out, your car now has a sullied history.
    If she has a no-name insurance company, she might be a high risk driver with whatever North Carolina considers to be the minimum "full coverage" liability insurance. You'll want to check your coverage to see if you're covered for underinsured drivers (USAA---you probably are....)
    Good Luck.
    If you get your car fixed by a 'real' body shop, chances are that it will look like and (much more importantly!) drive like it did before the accident.

    Good Luck!
     
  11. qbee42

    qbee42 My other car is a boat

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    As for your side airbags, was anyone hurt in your car? Airbags are designed to minimize injury. Unfortunately, they can also cause injury, so there is a delicate balance between deploying them to prevent injury and not deploying them to prevent injury.

    We often get posts where people question why their airbags didn't fire, but when asked, it turns out they weren't needed.

    Tom
     
  12. cycledrum

    cycledrum PSOCSOASP

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    Glad everyone is ok.

    With that kind of a side hit through wheel straight into the driveline, wow that can't be good for the car. If they don't total it, push for body shop to only use genuine Toyota repair parts.
     
  13. cycledrum

    cycledrum PSOCSOASP

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    When I went to Honda's new owner workshop, the mechanic fired off two airbags outside of a car....

    did anyone know an airbag sounds like a very powerful gun going off? No kidding, everyone had to wear ear plugs from 25 ft away. Very loud.
     
  14. DaveinOlyWA

    DaveinOlyWA 3rd Time was Solariffic!!

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    i dont think it will be totaled either. air bag deployment probably would have done it, but i see no more than 7-8,000 in damages. i think to total it has to exceed 40% of the cars value if new.

    glad everyone is ok. dont take too much stock in carfax reports. people only really shy away from them if the car is sold right afterwards. get it fixed, drive it 5-6 years, that report will hold little weight
     
  15. wako

    wako New Member

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    Cant believe nobody has said this. Registered the forum just for you so you dont get screwed from this accident.

    DO NOT just settle with their insurance company and just get your Prius fixed and repaired! Your car was BRAND SPANKIN NEW! You have LOST VALUE on your vehicle! I know sometimes insurance companies wont bring this up unless you bring it to their attention but if they dont, DEMAND money back for the lost of value on your vehicle! Normally they wont make a big fuss over it but if they do, just go online or dealership (carmax would be good!) and ask for quote of how much your vehicle is worth after being in an accident that has taken structural and possibly mechanical damage. Your car can EASILY worth less 5000 less than if it hadnt been in an accident! There is no reason you should be paying for a new car when it is now, on paper, a used and repaired car!
     
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  16. stream

    stream Senior Member

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    Sorry to hear/see that. Glad everybody is OK.
     
  17. Michgal007

    Michgal007 Senior Member

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    I second this, and get your deductible from her as well. I am so glad you and the kids are fine (and the other driver too).
     
  18. PalominoPrincess

    PalominoPrincess New Member

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    She just turned 55 last month. If that answers your question appropriately? lol I do not believe she stopped. She couldn't have stopped and then done that much damage with only a 5-6 foot distance between the vehicles. It was on a small 2 lane road. I did not see her stop.

    The front axle looks messed up to my untrained eye, look how wonky that wheel is. The drive train is our biggest concern right now. I know at least one of us has soft tissue injuries, and bruises and such all around.

    I'm wondering if this isn't the case. There were injuries but I suspect more from the impact and whiplash type events from the crash than structural damage.

    Yeah, we've already decided that our local dealership is going to be doing the mechanical work. Body I'm not overly concerned about, but I'm *extremely* concerned about the inner workings. Especially with it being a hybrid and much different than the "standard" car on the road.

    Thank you, I sincerely appreciate you posting for me :) Our USAA agent actually told me about this and said at any time we want them to step in and take over to just call them and she'll get it done. How we figure out how much it's been devalued is a little beyond me but I'll be checking carmax and seeing if I can get an idea. I did talk to the finance manager at our dealership and he said that anything over 25% of the value in damages has to be reported, in addition to the carfax report. Which pretty much means we're screwed, because just structural, if the engine is pristine still, is over 25%. He also said a week or two ago they sold a Prius to a couple on Saturday, and Monday morning they were calling back to say someone had run into them and wrecked their 2 day old car. Apparently it's not safe to drive a Prius in this town.
     
  19. revhigh

    revhigh MPG Enthusiast

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    I doubt very much if you'll be able to recover for any kind of 'decreased value' claim. My mother in law had something similar happen to her a few years back, and I brought this up as well. Her insurance company more or less said '$hit happens', and they don't recover or pay for that type of 'loss'. How would you possibly assign value to any given loss ?

    Good luck on the repair of your car. I know what you're going through. I bought a brand new Mazda 6 in 2005, and got about 3/4 of a mile from the dealership, and some 16 year old kid that had had his license for 4 days ran a red light and t-boned me. It cost about 5K to fix the car, but in the end it was fine, and it never turned up in carfax.

    Carfax is very questionable as a source for damage because it's really hit or miss as to what gets reported.

    REV
     
  20. fotomoto

    fotomoto Senior Member

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    For an additional $10, I was able to have the an police report emailed straight to me within a couple of hours (personal info deleted) on a used vehicle I just purchased.
     
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