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New Prius - Wrecked

Discussion in 'Gen 3 Prius Main Forum' started by PalominoPrincess, May 17, 2011.

  1. revhigh

    revhigh MPG Enthusiast

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    Is this supposed to relate to this discussion in some way ? :D

    Not sure what you're saying.

    REV
     
  2. wesayso

    wesayso Member

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    Glad everyone is OK. Your car will be fine and the repairs should be guaranteed for as long as you own it.
     
  3. Tom G.

    Tom G. Junior Member

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    Glad you're OK.

    When I was talking with my salesman and wondered half in jest what it must be like when all seven airbags go off, he said they only go off if the seat is occupied.
     
  4. DaveinOlyWA

    DaveinOlyWA 3rd Time was Solariffic!!

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    carfax reports everything. i was in a parking lot accident where damage was only $900. it was reported
     
  5. VVTiBob

    VVTiBob Member

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    You have a very viable "Diminished Value" claim.
    You need to do some due diligence for your State to understand how it's regulated there. Just google "Diminished Value Insurance Claim" Carfax, Autocheck, as well as industry proprietary databases will show the claim. When you try to sell the car or trade it some time in the future the value WILL be diminished by this collision which was not your fault.
     
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  6. jayselle

    jayselle Member

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    I disagree. I had a 2005 Prius that was pretty new at the time and was totaled with similar damage. A lot more factors go into calculating a total loss. Salvage value, repair cost plus contingency, rental car, etc.

    For those arguing diminished value, they don't realize that it's very unlikely and varies by state. The insurance has to make you whole. This means restoring your car to pre-accident condition. Not restoring it's speculated value.

    Plain and simple. Being in an accident sucks. Hopefully they total it and give you a fair offer so you can replace it.
     
  7. 32kcolors

    32kcolors Senior Member

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    The accident did a nice job of making your headlights look JDM.
     
  8. revhigh

    revhigh MPG Enthusiast

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    Carfax only reports what is reported to them. If a body shop or repair shop doesn't report it to carfax .... carfax has no idea it happened.


    REV
     
  9. macman408

    macman408 Electron Guidance Counselor

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    A lot of this information is in the manual. On page 128, it says that if the passenger seat is unoccupied, the front passenger airbag and front passenger seatbelt pretensioner are deactivated, but the side airbag (on the seat) and the curtain airbag (in the ceiling) are activated.

    On page 117, it notes that the airbag sensors are set to deploy in an impact with at least the force of a 3300 lb vehicle hitting directly perpendicular at 12-18 mph.

    And on page 119 (this is my guess for why they didn't deploy), it notes that if the collision does not hit the passenger compartment, or hits at an angle, the side and curtain airbags may not deploy. There's also a graphic, pointing to right where it looks like you were hit, as an example of when the side airbags won't deploy.

    Tom has a good point; airbags do sometimes cause injuries, so there are many types of collisions that won't trigger them. Additionally, when an airbag deploys, it damages the car and increases repair costs. And airbags aren't designed to help in certain types of collisions, even if they are severe. Designing the airbag system is as much about when they *shouldn't* be triggered as when they should be.
     
  10. wako

    wako New Member

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    that is great news! its good that the insurance agent informed you of this. From the bit i know of a dminished value claim, it is usually adjusted based upon the market value price. Lucky you, a used Prius can go as high as a new Prius so you should get quite a significant sum back :)


    It is not unlikely. It does depend on how cheap the other person's insurance plan is. If they got the bare bones insurance, you might be out of luck. However, just because the insurance company doesnt pay, you can always take the person at fault to small claims court and get them to pay, and more than likely the plaintiff will win too. There is even a whole formula out for diminished value. Google up "Formula 17c."
     
  11. PalominoPrincess

    PalominoPrincess New Member

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    Sadly, my manual is in my car, in a wrecking yard :( I appreciate the info. I do also think this is what the situation was with this particular accident.

    Georgia, the state that determined "Formual 17c" actually banned the formula because they said it determined a much lower value than was actually the case. And I found out yesterday that in North Carolina where I live, even the other woman's insurance has to pay HER diminished value on her car, even though she was at fault. I'm still doing some reading up on it. Many websites that deal with this topic stated that I should tell the other insurance agent now that I plan to file for diminished value. Once they know that, they'll add that onto whatever damages are and may just go on and total it out.

    Yesterday we saw our doc. The kiddos are fine, bruised and busted up but overall in a week or two, they should be good to go. I have nerve damage from nerves in my neck that could cause paralysis of my left arm (it's already mostly numb) if not treated aggressively. The shooting nerve pain into the left side of my head "should" go away since it's not constant, but the doc is following up on that one as well. So MRIs and PT are in my future. As "good" as my car looks for having been in an accident, this wasn't just a simple fender bender.

    Everything kind of hit me (no pun intended) yesterday afternoon when we picked up the rental car. They wanted me to pay $14.95 a day for insurance, blahblahblah, and I lost it. "You've got to be shitting me! I am NOT paying $15 a day for a rental car because some woman ran into me!" Then I just started crying and walked away to let my husband deal with it. Apparently the girl said "omg I didn't mean to make her cry, nevermind, nevermind!"

    Then she gave me some Dodge Caliber (I think that's what it is) that is completely foreign to me (and silver to boot, the single color I wouldn't accept in my new Prius either) to drive for the next who-knows-how-long. Once I got in the car and headed home, I just started bawling. I kept hearing the crash noises in my head and everything really just hit me of all that's gone on in the (then) last 24 hours. Nothing in the car was familiar, nothing was where I expected it to be, the panels are completely different and that always makes me nervous. On top of it being the first time I drove again since the accident, I was a good mess.

    It amazes me how much life can change in an instant because of someone else's negligence.
     
  12. mmmdowning

    mmmdowning Junior Member

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    I'm so sorry you are having to go through this. Just try to stay positive.
     
  13. cycledrum

    cycledrum PSOCSOASP

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    Oh wow, so you're not all ok. Ah man so sorry about that. I hope you all heal well and quickly and may the other driver be cited and sent to driver training, and that your car is made new quickly.
     
  14. seilerts

    seilerts Battery Curmudgeon

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    I admit, I haven't read all of this thread. I just looked at the first picture, though, and the most immediate thought is that the transaxle should be replaced given that the wheel -> axle -> transaxle appears to have taken the brunt of the impact. There is a damage category for undercarriage and this certainly fits the bill. I hope they total it.
     
  15. lindajm22

    lindajm22 New Member

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    Gosh I'm really really sorry :(
     
  16. revhigh

    revhigh MPG Enthusiast

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    With all due respect, I don't think you can tell much from that picture with regard to 'transaxle' damage. It looks to me like the wheel was barely touched, or it was a glancing blow. Sure there's a flat tire, but that happens in accidents all the time if the car is jarred hard enough to push it sideways, or if only the tire was hit to push it off the rim. The wheel doesn't even have a scratch on it that I can see ... sure it's turned, but it looks like BOTH wheels were turned in the one pic where they're putting it on the wrecker.

    Insurance companies don't replace stuff for the fun of it .... they;ll give you a warranty and if the transaxle fails afterward, they'll cover it within reasonable mileage.

    That car will be just fine after they replace the damaged stuff. It looks to me like the hit was pretty much localized in FRONT of the front tire .... the last thing the owner wants is for that car to be totalled like everybody seems that they're hoping for. They will lose a TON of money if it's totalled, because all the other company has to do is get them ANOTHER used Prius to replace theirs. You'd rather get it repaired and sell it or trade it yourself than have it 'totalled'.

    It's funny how people always hope for a car to be totalled ... that is about the worst outcome possible from a financial point of view.

    REV
     
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  17. GSW

    GSW PRIUS POWER

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    PalominoPrincess, hang in there girl! Best wishes!!
     
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  18. twittel

    twittel Senior Member

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    Looks like you'll have a lot of physical therapy in your near future. Regrets about your accident.
     
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  19. PalominoPrincess

    PalominoPrincess New Member

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    Well, okay in the sense we all walked away. And I am grateful for that.

    It looks like that to the body shop owner as well. He looked at it today and we talked about it. The whole thing is bent. He will know more once he gets it on the rack. I hope they total it, too. I did find out the other drivers is totaled and she's getting a new car. Her insurance adjustor that I'm working with said she was going to push to total mine since their insured's was. I did tell her I would be seeking diminished value if it wasn't, so I'm hoping that weighs on the decision as well.

    Thanks everyone for the well wishes, I sincerely appreciate it. :)
     
  20. revhigh

    revhigh MPG Enthusiast

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    Wow PP !

    I'm really surprised. Hope that it all works out how you want it to. I just really can't believe they'd total that car, or the other one for that matter.

    Keep us informed, and hope you feel better soon.

    REV
     
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