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My 2011 prius tboned Friday...now what

Discussion in 'Newbie Forum' started by megatsea, May 26, 2013.

  1. megatsea

    megatsea Junior Member

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    The drivers side is crushed, drivers side airbags deployed,ripped ceiling fabric, and my car was towed. My husband was at the wheel and we were hit by a car who didn't see us , or look. ....We need to wait until state farm opens Tuesday to discuss what to do next. If they offer to repair, will this be an issue for leaks? I have only had the car since April.....so not sure if I am going to be reimbursed for a replacement or they will repair it if it is worth it ...any thoughts would help.....and it was a great buy with only 31000 miles on it. I loved my Prius ...AND the airbags truly kept my husband from snapping his neck sideways from the impact.....
    Thankyou.
     

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  2. Rupert B Puppenstein

    Rupert B Puppenstein Active Member

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    I doubt they will offer to repair the car. It sounds like you will have a total loss. You best bet is to research the value of your car, if your state has diminishing value and come up with a price that you will accept from the insurance company. I personally haven't had good experiences with State Farm, so I wouldn't be surprised if they try to offer you less than the car is worth. Get the Kelly Blue Book value for a car with your mileage and start shopping around to see what they are selling for on CarMax, Toyota dealer websites, etc. The more educated with the process you are, the less of a hassle it will become.
     
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  3. megatsea

    megatsea Junior Member

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    Thankyou. I am working on the DV in Florida ,KBB value and dealer inventory as well to be prepared.....I worked so hard finding the right Prius I that could afford...I was thrilled with the car. Thankyou for your reply.
    I will know where we stand Tuesday, prepared . Thankyou!
     
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  4. SageBrush

    SageBrush Senior Member

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    Keep the interview with the adjuster short. Your neck hurts and you have a splitting headache.
     
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  5. JMD

    JMD 2012 Prius 4 Solar Roof

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    Most likely the car is totaled and they will give you a check. You will need to pay your loan off if you have one and start the car shopping process

    Your husband is very lucky typically accidents in the driver or passenger door can be serious injury and death. Count your blessings.

    If for some crazy reason they decide to fix the car sell it, a hit like that can weaken the car and another hit you won't be so lucky.

    When you see your husband give him a Long passionate kiss and look to the sky and say thank you.

    Side collision - Wikipedia, the free encyclopedia

    image.jpg

    image.jpg
     
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  6. megatsea

    megatsea Junior Member

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    Thankyou for your responses...and yes, neck, arms and hands hurt...and hubby still hurts. We wait for an estimate as the car is now at a Toyota deal collision center........will know more when the insurance reports their estimate. And at least we have gap insurance if needed...
     
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  7. megatsea

    megatsea Junior Member

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    Its been a week now, the car was taken on a flatbed immediately to a local Toyota dealer at my firm request...the adjuster(at fault party from another state) came and left according to the colision department. No status update at all. The insurance company said it looked like a door needs to be replaced(before a report was submitted ).... d"on't expect a replacement or DV" . He also stated that after a check is cut, they will tear down the car for repairs and if they see hidden damage will repair it if due from the accident. I do have gap insurance.
    I am so missing my car!
     
  8. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    Easy...
    Negotiate...or Litigate.

    They're not at fault if you were thousands of bucks upside down on your G3 before the accident.
    However (comma!) they ARE at fault that your G3 now has a major accident on its record and is worth thousands less that it was before it got whammed...and that's AFTER you've being inconvenienced, probably injured, and IF the guys (and/or gals) with the hammers down at the collision center get all of Humpty's pieces/parts back in the right places.

    Note to State Farm: "A" check has been cut.....not "THE" check.

    Like I said....
    Negotiate...or.... :)
     
  9. JMD

    JMD 2012 Prius 4 Solar Roof

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    It sounds like they want to fix it. Let em fix it and you get your car back. You can than sell it.
     
  10. megatsea

    megatsea Junior Member

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    We will know Monday I hope....yes, injuries, days on the phone trying to patch up our lives and trying to work(self employed so no time to heal), and dreading the Monday call of what "they" will do to repair the car.... and we now have we have diminish value as well, ...so we wait. The car was one owner, pristine with nice options.....only hope is the dealership feels it will be a loss...of course they will trade it in for another one we have our eye on.....
     
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  11. JMD

    JMD 2012 Prius 4 Solar Roof

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    It's not the end of the World.

    My Bimmer was rear ended and had to be towed to the Dealer BS. When I called Geico the admin the phone said if both air bags went off the car is most likely totaled. That was In My brain. I started looking a cars and dreaming of a new car.

    They said it is repairable new air bags, new plastic dash, new rear fender, new exhaust tip pipe, etc. repairs cost over 8K. I drove the car another 3 years and sold it for Blue Book and it had a Carfax report on It. I did kept the maintenance records.

    Car was fine. It was tough on me to go through that but that also passed.

    Once you get the car back you decide to keep it or sell it or wait awhile and then decide.

    Today's cars with uni body can absorb a hit.

    Count your blessings that you are alive and without serious injury on a driver side t bone hit. That is the death hit with the most fatalities.
     
  12. megatsea

    megatsea Junior Member

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    Thankyou, thankyou JMD. Sound advice if repaired properly, I think it is the attitude of the insurance agent that ticked me off the most while we were trying to figure all this out. So stressed trying to work, and be on the phone for 2 daysworking out details .
    The insurance company who assumed liability was beligerent to the manager at the collision department and hung up on them ....it has not been a nice ordeal so far.
    Yes, we are very lucky, and our bodies should heal in time. I am not a car person, until the Prius, as I felt so safe in it. We had an Aveo which we took over from my son, and sold it to buy the Prius four months ago.....we would still be in the ER(or dead) if we were in the Aveo! And yes, this too shall pass, I keep telling my neck that!
     
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  13. megatsea

    megatsea Junior Member

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    I am sure the adjuster is reading this....just found out the estimate is $9000. OEM parts, tear down starts today. Angry, frustrated and trying to cope as I worked so hard for my car...and yet it was an accident, no one killed , and now I have a car I can't trade in for absolute value as anticipated. I can't even take a day off to figure all this out. So they will begin today once I sign authorization....
     
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  14. JMD

    JMD 2012 Prius 4 Solar Roof

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    Hang in there buddy. :)
     
  15. megatsea

    megatsea Junior Member

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    The collison shop just left a voicemail they have found more damage, notifying the adjuster to come and inspect.....so we wait until tomorrow to call and ask what they have found....the check was already cut and mailed of course, pending completion of estimated damages.
     
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  16. JMD

    JMD 2012 Prius 4 Solar Roof

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    That is common, than they authorize additional repairs.
     
  17. The Critic

    The Critic Resident Critic

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    Sorry to hear. I wonder if the repair process would have gone a lot smoother if the car had been taken to an in-network, direct-repair shop.


    iPhone ?
     
  18. Bingee

    Bingee Member

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    State Farm will 100% warranty for life if done at one of their shops
    I would be concerned if the repair shop can check bent frame and ur suspension , steering
    I'm glad health wise ur alive and recovering
     
  19. megatsea

    megatsea Junior Member

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    Another $3000 damaged discovered in the tear down process(middle column between side doors) and we wait 48 hours for the adjuster to come...then wait for his report .
     
  20. SageBrush

    SageBrush Senior Member

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