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another one bites the dust

Discussion in 'Gen 3 Prius Main Forum' started by MarcSmith, May 16, 2014.

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  1. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    That depends.
    Can you carry a tune?
     
    #121 ETC(SS), May 30, 2014
  2. ETC(SS)

    ETC(SS) The OTHER One Percenter.....

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    Dang....you should have thought about it a for a little while instead of just jumping on the first deal that caught your eye! ;)

    Congrats! :)
    Don't feel like you have to be an owner/operator to post here, and please provide details of the Cmax. I'm curious....
     
    #122 ETC(SS), May 30, 2014
  3. MarcSmith

    MarcSmith Active Member

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    I just topped up the tank and reset the trips so It will be interesting to see how the first tank goes. I'll start a new thread in the "other vehicles section....
     
    #123 MarcSmith, May 30, 2014
  4. wjtracy

    wjtracy Senior Member

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    Damn tree, we lost ya : (
    They say the FORD hybrids have better MPG for shorter trips.
    Now appears our Prius is getting too small for grandkid hauling may have to consider a hybrid wagon down the road.
     
    #124 wjtracy, May 30, 2014
  5. WE0H

    WE0H Senior Member

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    Please post the new thread link so we can find you on the other side of the fence ;)

    Mike
     
    #125 WE0H, May 30, 2014
  6. DrPepperholik

    DrPepperholik Active Member

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    Why yes I can.
     
    #126 DrPepperholik, May 30, 2014
    Last edited: May 30, 2014
  7. TomB985

    TomB985 Member

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    Congratulations on the new car Marc! I found the C-Max loaner I had last year spent a lot more time in EV mode than my Prius does, and it will go into EV at freeway speeds when power demand is low. I think you're gonna like it! :)
     
    #127 TomB985, May 30, 2014
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  8. MarcSmith

    MarcSmith Active Member

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    #128 MarcSmith, May 30, 2014
  9. MarcSmith

    MarcSmith Active Member

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    #129 MarcSmith, Jun 3, 2014
  10. TomB985

    TomB985 Member

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    Very interesting...the estimated repair cost is showing as $10K, with the ACV being $18K. I guess they total them quickly in some states.
     
    #130 TomB985, Jun 3, 2014
  11. MarcSmith

    MarcSmith Active Member

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    I think having multiple severe bends in the roof line would mean pretty extensive frame damage

    which would make the decision to total the vehicle much easier..
     
    #131 MarcSmith, Jun 3, 2014
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  12. DrPepperholik

    DrPepperholik Active Member

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    The formula to total a vehicle is simply do the costs to repair exceed a percentage of the value of the car. In NC it's low, like 20% but each state has their own rules. In this case $10k is roughly 55% of $18k so it's no surprise it was totaled.

    However, I find it interesting that VA's threshold on salvage titles is 75% so that'd mean the cost to repair would have to be at least $13,500. I wonder if the insurance company figured that much but the auction company is estimating it to be $10,000.

    Virginia Salvaged Vehicle Regulations and Consumer Protections at DMV.org: The DMV Made Simple

    Edit: Forgot to add the link.
     
    #132 DrPepperholik, Jun 3, 2014
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  13. MarcSmith

    MarcSmith Active Member

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    according to USAA an estimate of damage was never done. I sent a question asking if one was done... we'll see what they come up with.
     
    #133 MarcSmith, Jun 3, 2014
  14. TomB985

    TomB985 Member

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    I know it varies by state, I was told in Wisconsin that the repair cost has to exceed 70% of ACV which was why it surprised me.
     
    #134 TomB985, Jun 3, 2014
  15. DrPepperholik

    DrPepperholik Active Member

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    Ah, I gotcha. It is interesting that VA says 75% but this was only 55%. I wonder how that happened.


    iPhone ?
     
    #135 DrPepperholik, Jun 3, 2014
  16. MarcSmith

    MarcSmith Active Member

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    Well the insurance company can decide to make any vehicle they want a total loss. I think the states set up the percentages such that if a car reaches that threshold, the insurance company does not have the option of rebuilding without having a salvage title. Ie a consumer protection type of thing.

    Maybe they felt that trying to repair a bent frame prius was not worth the potential headaches.

    Let say they get into the repair and after they spend a few thousands bucks find its not repairable. Or the owner of the car(me) finds fault with the repair. Also keep in mind that the cost of a rental car had to be factored in the mix @ 3-400 a week...
     
    #136 MarcSmith, Jun 4, 2014
  17. DrPepperholik

    DrPepperholik Active Member

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    That makes sense. I believe this is probably the case then. They probably have their own thresholds at which they'll repair and this was above that. If I had to repair my car out of pocket I probably wouldn't want to spend more that much to repair it if a new one costs a little less than double that.
     
    #137 DrPepperholik, Jun 4, 2014
  18. hybridbear

    hybridbear Member

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    I'm just shocked that they have cars out there that were damaged that much without getting a salvage title!

    In MN any vehicle where the insurance company pays out that the vehicle is a total loss is considered salvage, the repair cost as a % of the ACV doesn't matter. For self insured owners then the repair costs must exceed 80% of the value.
    https://dps.mn.gov/divisions/dvs/forms-documents/documents/salvageandbranding_just_the_facts.pdf
     
    #138 hybridbear, Jun 5, 2014
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  19. DrPepperholik

    DrPepperholik Active Member

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    Yeah, you have to be careful with used cars. There was a v wagon at a dealership nearby and it was a good price, low miles but the Carfax had an accident reported. That's when the light went off why it was so low compared to other v's in the area.
     
    #139 DrPepperholik, Jun 5, 2014
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  20. TomB985

    TomB985 Member

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    Yeah it will lower the value some, but there's no reason to be nervous of a properly repaired car. I'd buy a car like that in a minute if the work was professionally done and looked okay.
     
    #140 TomB985, Jun 5, 2014
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