Best Auto Insurance Companies - 2014

USAA was awesome on the service side. This past renewal I went to Geico because they were a bit cheaper with a new truck purchase. I'll probably go another year before shopping around again.

 

We need something like that here. Some are good, some dreadful and some horrendous and you only find out when you need to make a complicated claim.

Me and the Mrs are both with Toyota Insurance here in the UK, underwritten by a Japanese company. Been totally fine with good and wide coverage, low excesses (deductibles) and a good price. When the Mrs had a smash a few months ago they took control of the claim immediately, repair via a Toyota repair shop with car and got in touch with the other persons insurers the same day. No worries or headaches in what could have been a potential ongoing claim.

At the end of the day that's what it's all about.

 

Had GEICO probably 40 years ago. USAA since. One major claim, totaled a Porsche. My fault. They knew to the penny what I paid for the car 4 months earlier. My check was for more than that figure. Never a problem with a few minor claims. If you are eligible, I can't recommend them highly enough. Both my kids insure through them.

 

I love Progressive. I wonder why they aren't on the list? I've had them for ages and have had wonderful customer service with them and assistance.

 

+1 for USAA!

I have GEICO for my bikes. If you can't get USAA, they're also highly recommended.

For some people Progressive can be a good alternative, but I've seen mixed reviews about them. I like their Snapshot program, but I often work nights, and so their rates would be higher for me. Their M/C coverage was also a lot more complicated than the lizard the last time I looked.
On the plus side....they offer 12-month coverage, usage based rates, and pet coverage, in addition to accident forgiveness, so for some people they can be a very good option.

 

12 month coverage, pet coverage and accident forgiveness? What's all that then? I thought all policies were 12 months.

 

Not always...and some people aren't up to stroking a check for the 12-months and saving a few bucks.
In the US many auto policies are for six months.
The better to 'adjust' your rates if you file a claim, get a ticket, etc....