Insurance?

yow! i haven't read many complaints. maybe they studied the body part and glass replacement costs.

 

I have no idea what actuarial data they use, but I have GEICO, and my insurance rate for 2017 PRIME Premium went up only $50 from previous 2015 Prius Two when I switched. That's $100 increase per year. The cost is something like $300/6mo for 300/300, no deductible comp, $100 deductible collision.

 

Yah... that glass replacement.

 

no glass as in, you pay yourself if your windshield cracks?

 

FYI, a front windshield glass replacement is gonna cost you more than $1000 a shot!

 

ouch, i would definitely get as many quotes as possible. i knew that gecko was lying! (no offense to salamander king)

 

No offense taken. Gecko=reptile Salamander=amphibian

 

That’s ridiculous! I am paying $332 every 6 months for full coverage here in Rhode Island...

 

Michigan has the highest insurance rates in the country, I have AAA and I search for better rates every six months
100,000 each person 300,000 each accident
Personal Injury protection $500.00 deductible
Uninsured Motorists 100,000 each person 300,000 each accident
Comprehensive $1000.00 deductible
Collision Basic $1000.00 deductible
$932.20/ six months
No tickets, no accidents since 2010 (one ticket 5 over in a 25 MPH zone)

 

Don't forget, your credit rating also comes into play on insurance. It shouldn't, but it does. FICO Credit score 822 & 823.

Liberty Mutual
3 vehicles, $609 / six months

100,000 each person 300,000 each accident
Personal Injury protection $500.00 deductible
Uninsured Motorists 100,000 each person 300,000 each accident
Comprehensive $500.00 deductible
Collision $500.00 deductible

No tickets, no accidents

 

The question is - Is the Clean Pass sticker worth $1500 to you? If not, insure it in PA.

 

It's not easy being green. Show some compassion.

 

Definitely worth testing. I don't use the LIE, so I don't have any use for the HOV lanes. My issue with HOV lanes in general is that it's only one lane - If there's a slowpoke/disabled vehicle in it, you're stuck until you can get to the next HOV exit and back into the regular lanes.

 

Always shop around for insurance. I like to bundle all my vehicle and home policies (auto, motorcycle, home, earthquake, umbrella, rent house) with the same insurer for both the discounts and my convenience. Every three years I get the declaration sheets from each policy into a packet and offer them to one or two other insurers to check the price. Safeco is working well. Amica was a few dollars higher on some, lower on others, the total difference wasn't low enough to bother changing. Years ago Geico was higher than Safeco, so I switched. Progressive is higher. Next year I'll try USAA. In some cases, with some agents, the difference can be very significant. Also, if you have a ticket within the last 3 years or a collision claim, your old insurer may let one slide without a rate increase. A new insurer may attach a risk premium to you. Rates vary tremendously according to location.

In any case, do shop around.

 

Years ago I used GEICO when it was called Government Employees Insurance Company. About three times in a row after I received a quote and then received the bill it would be significantly higher. At the third time I switched to USAA. At the time I was a Navy officer which was a requirement. I believe they will now insure anyone, even East Coast lawyers. Suggest you check them out, as my insurance only went up $50. per six months, going from a 2009 Miata to a 2017 Prius Prime.