should i buy another ?

i am thrilled with my new 2018 Prime Premium, just got it a month ago. but now have a dilemma, i sold my old car already, and now wifes 2008 prius got wrecked. i was planning to keep that car another few years
she is fine, got side swiped, and the damage is over 8500?? i call bs, because it looks like only cosmetic damage to me, but anyway. its done and over, and i already sold my old car as i mentioned. ugh.
INS is giving my approx 7500 for the 2008...
so i could go get another PRIME? while they are fantastically reduced in the northeast, still 5k off for another month.
do i really want two 2018 primes ?
here is the thought process.
1) i need a car now.
2) manufacturer rebate of 5k wont be around in a month
3) dealers want to get rid of 2018s now even more than they did a month ago
4) federal tax credit might not be around for next year. 4502, state credit also unknown, currently 750.
5) i can probably get another premium for under 26k and thus under 21k with fed and state tax credits.
6) even if we only keep this one for 3 years, it will likely be worth 15k at that point, which is 6k of depreciation if i can get it for 21k... thats 2 k a year to drive a new car, hassle free. thats almost as cheap as what i was driving the 2008 prius for long term.
7) the longer we keep the prime the cheaper the yearly cost of operation becomes...
is it weird that i am seriously considering buying another leftover 2018 prime ?
this one would have to be financed, but i can pay it off early within two years.

 

Ha ha, Thx all for the encouragement. Just got back from a quick trip to DC. Still wrapping things up with the ins. company, and made a few calls today to see if I can find another prime for the same price as I got on the first one...It's amazing after a little practice what I was able to get out of the salesmen...I was hanging up on them and they were calling back 5 min later with better prices.lol. Fingers crossed I hear back tomorrow if they can find a decent color with black interior. It's obvious they are making money no matter how cheap they mark them down, just based on how quickly they all basically hit my number. I thought I got a pretty good deal the first time, but the speed with which they came down to it, makes me believe there was another grand or two to haggle for. Oh well, in the end getting out of my 08 prius and into another 2018 at this price point is a good enough deal I don't have to lose sleep over the last bit of price I could have gnawwed off the dealer...I'm looking at annual cost of ownership over the next ten years of 1650 per year per prius. That's if I sell them for zero at the ten year mark. Can't beat it.

 

What's so great on the advance that is worth an extra 4k? Several have said it, but I'm not sold on the idea. It's like paying 20% extra for the same car?? I'm a bit leery of all the tech, if that stuff starts to need maintenance, I'm stuck with the dealer for sure...big bucks

 

thx salamander, yes i'm keeping track of the tax implications, i should be ok despite getting laid off for a few months this summer. will work more OT if i have to to make up the gap, i'll know better come september where i stand income and tax wise.luckily we dont need 5th seat, and dont really need awd here in philly, we got by for last few years with a rwd benz and the fwd prius. its pretty good in the snow unless its deep
only issue will be storage capacity, the old prius was our go to airport car, it could stow some luggage, it was amazing!! the prime is not so well endowed in that dept. already tried, it sucked so we will be taking uber, or asking a friend, or borrowing the parents 4runner. they are retired and drive like 3k miles a year. that thing needs the exercise... i havent tried laying down the rear seat to see if storage is better. but that only works if picking up 2 or less at the airport, with limited luggage i suspect

 

i agree, the same car makes service easier, and the prius is so reliable and low maintenance its going to be super easy. with the 2 year free service and warranty, i 'm looking forward to a few years of freedom!! my fleet was getting a bit old and it was starting to get annoying. unfortunately just spend way to much to get the 08 up to snuff for the next few years, and a month later wham, totaled.

 

its a done deal. #2 is in the driveway !! blue magnetism with a black interior. Premium. there were not alot of choices left from the 2018s.
wife wanted blue , luckily the dealer was willing to go get one from up north to get the deal done.
now i'm busy setting up all the screens etc, and driving it a few days to make sure its good to go.
next project... window tint. wife thinks its classy to have blacked out windows