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2023 Toyota Prius LE Insurance

Discussion in 'Gen 5 Prius Main Forum' started by Argyros, Sep 15, 2023.

  1. Argyros

    Argyros Member

    Joined:
    Aug 28, 2023
    225
    133
    0
    Location:
    San Diego, CA
    Vehicle:
    2023 Prius
    Model:
    LE
    I called my Insurance today to find out the 'bad' news on my new 2023 Prius LE; I have State Farm, am a driver with over 40 years driving and only one 'incident' where I was rear ended back in 2020;

    100/500 Comprehensive- $ 0 deductible
    100/500 Collision- $ 100 deductible

    Old car- 2016 VW GTI- 6 month Premium $ 450
    New car-2023 Toyota Prius LE 6 month Premium $ 600

    This includes a -0- deductible AD&D policy as well, with $ 100k in Insurance.

    I think for ~ $ 25.00 more for my monthly premium, even with all the electronic bells and whistles not on my prior car, it's a great deal.

    How about others here? How much did your new premium go up?
     
    #1 Argyros, Sep 15, 2023
  2. douglasjre

    douglasjre Senior Member

    Joined:
    Sep 13, 2008
    1,877
    653
    0
    Location:
    Orlando, FL
    Vehicle:
    2010 Prius
    Model:
    ----USA----
    Can you post a copy of your limits?
     
    #2 douglasjre, Sep 16, 2023
  3. Argyros

    Argyros Member

    Joined:
    Aug 28, 2023
    225
    133
    0
    Location:
    San Diego, CA
    Vehicle:
    2023 Prius
    Model:
    LE
    if you mean my policy limits- they're there- 100k per person, 500k per accident
     
    #3 Argyros, Sep 16, 2023
  4. BiomedO1

    BiomedO1 Senior Member

    Joined:
    Mar 27, 2021
    1,476
    797
    0
    Location:
    SacTown, Ca
    Vehicle:
    2021 Prius Prime
    Model:
    LE
    I'm paying slightly less than that for two cars; same limits. That is after my bill went up $100 every 6 months on my last renew - 2 year old Prime. The letter that came with my renew notice, stated that due to increasing expenses and unexpected payouts - probably related to CAT thieves and the high cost of replacement cars.
    More people just needs to park their car and work from home!! :(:notworthy::sick::ROFLMAO::p
     
    #4 BiomedO1, Sep 16, 2023
  5. priusmouse

    priusmouse Member

    Joined:
    Jun 28, 2022
    245
    83
    0
    Location:
    Long Island, NY
    Vehicle:
    2023 Prius
    Model:
    LE
    Where are you located? What are people’s rates like in NY?

    i’m uncertain if state farm covers as much as other companies like liberty mutual
     
    #5 priusmouse, Sep 16, 2023
  6. Edward Morgan

    Edward Morgan Junior Member

    Joined:
    Apr 28, 2023
    28
    23
    0
    Location:
    Kentucky
    Vehicle:
    2023 Prius
    Model:
    LE
    State Farm

    Bodily Injury Coverage
    Limit Per Accident $500,000
    Limit Per Person $250,000

    Property Damage Coverage
    Limit Per Accident $100,000

    Comprehensive Coverage
    Deductible $250

    Collision Coverage
    Deductible $2,000

    Uninsured Motor Vehicle Coverage
    Limit Per Accident $300,000
    Limit Per Person $100,000

    Personal Injury Protection Coverage
    Aggregate Limit $10,000

    2023 Prius 6 Month Premium is $587.52

    My 2017 6 Month Premium was $358.06
     
    #6 Edward Morgan, Sep 18, 2023
    douglasjre likes this.
  7. bisco

    bisco cookie crumbler

    Joined:
    May 11, 2005
    108,918
    49,500
    0
    Location:
    boston
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    sounds good to me. our 2024 hycam went from $600./year for our '13 to $1,000.
     
    #7 bisco, Sep 18, 2023
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