Tboned '06 :-( what to look for??

The value is always diminished when you get in an accident.

Others may have more words of wisdom.

 

I'm so sorry for your loss. Stay on the insurance companies until you're satisfied. As for the decision between '09 & '10? I am disappointed in the extreme on the '10 from what little I've seen here on PC. I can't believe they've done away with the MFD! I can imagine that my median income family just got priced right out of the market also - but we'll have to wait to see about that - I'd go with the '09

 

You bet value is diminished after an accident.
Some of this is covered in the accident with a Postal Truck thread.
You may have to pay to get a diminished value appraisal.
But if you trade in soon after repairs............it copuld cost you thousands in trade in value

 

Do the passenger side doors still open?

 

Be sure you get your own insurance company involved (though I'm assuming you have done that already). You should play hardball right back; you're the injured party, after all, and the guy who T-boned your wife's car (NOT his insurance company) is LEGALLY responsible to make you whole. Your own insurance company is your ally in this matter (or should be).

 

Chances are that it's totaled. The "B" pillar is high strength steel and has to be totally replaced; it cannot be straightened or sectioned. This means that there will have to be work done on the floor and the roof as well as both doors. Do you have any pics of the damage?

 

I'm not even sure why the other guys insurance is in the game. Maybe I'm silly, but I'd have it fixed using my insurance - and let them fight it out. That's what I've paid them decades to cover...

DO NOT give in.

 

Correct me if I'm wrong. But yes get your company involved.
But, it is better to have the other guy pay, no deductible involved.
If you turn it on your policy, deductible may apply.

 

I suppose that's a matter if which insurance company. If it's the other guy's fault, deductible did not apply even when I involved my own insurance company because the other guy's insurance company makes good any outlay my company may incur. I even got a waiver of deductible one time when a truck backed into me (I was making a right out of a company driveway and looking left where I thought the traffic would be coming from and pulled out into the path of a flatbed truck backing up). The cop who came found me at fault for "not yielding to oncoming traffic". My insurance company thought that was nonsense and took it to arbitration. The usual outcome in such cases is to find each party equally responsible. Nevertheless, I never had to pay a deductible for that repair (about $15K worth, if I remember correctly).

I think you ALWAYS should involve your own insurance company no matter who's at fault, though.