Interest Rates

i still saw some around there. so, ask your dealer. they may have it because of the leftover 11s.

 

You can check for your area at Toyota Dealerships - New & Used Car Deals & Special Offers | BuyAToyota.com.

 

Good luck, they will have jackpot in their pocket. :cheer2:

 

Depending on the model you are looking for and the deal you can get, a 2012 at 2.9% may be a wash compared to a higher model 2011 at 0%. Maybe.... This really only applies to the 2011 Four vs. the 2012 Three I think.

 

Does anyone know what the first month was that the 2011's had a promotional 0%?

 

FWIW Penfed credit union (can join for $15-20) has 1.9% for 12-60 month car loans right now. Also has the best gas card I'm aware of: 5% off all the time (not just a stupid introductory period), no limits, cash right into the account at the end of each month and works at all gas stations.

 

Looks like you can even get 1.5% if you use their "car buying service". Anyone have experience with that?

 

I have not used them for car buying but they offer incredible mortgage rates and are a reputable CU. Also, you need to qualify to join- some sort of military or govt position- they have that on their website.

 

The rates can and are different from state to state. When I was looking in January: Pa was 0% for max of 60 months and NJ was 0% for max of 36 months -- 2.9% for 60 months. Thats a couple of thousand dollars on a 30k loan.

Toyota will finance the whole with no money down.

I wanted a five w/o TP -- so the discount on the 11 and the 0% made the 11 quite a bit less. Plus -- I could not get a 12 in the five w/o TP

 

You can join Pentagon federal credit union by joining the national military family association. By a simple donation you can join penfed and take advantage of their low interest rates. That's what I do.

 

Yup, my wife and i just did this.
1.99%!!

 

Use their car buying service (which just seems like a glorified autotrader.com) and you can get 1.5%