Prius v "Hybrid Systems Failure"

I purchased a pre-owned, 2012 Prius v a few months ago - it had 2,900 on it. I driving the vehicle and it simply quit; shut down in the middle of the road, the hybrid systems failure icon came on about 2 seconds before it quit. It had 11,025 miles on it. We had been having some bad weather throughout the night and it was storming the morning the car broke down. I had been driving the car for approximately 2 hours that morning before it broke down and hadn’t noticed anything wrong with it. Once the car stopped working I notified Toyota Roadside assistance and had it towed to the dealership where I bought it.

As soon as the Prius v arrived at the dealership, a gentleman called from the service department to let us know the car had arrived and that he would keep us posted as to the progress of the repairs. Approximately 2 hours after the first call, the gentleman called back to say that they could not get the car to connect to the computer to diagnose the problems and wanted to know if we had done anything to the car, as in had anyone worked on it or had we added any accessories. We had not done either of those things. He proceeded to tell me that there was a strange wire sticking out of the fuse panel and they weren’t sure what it was, why it was there, or what it was connected to. I told them that the car had never been worked on by anyone, outside of the 2 times it was serviced by them. I also reminded them that the windows were tinted and the towing package/bike rack was already added to the car before we purchased it. On the next call the serviceman informed me that they still couldn’t get the car to connect with the computer and that the person who owned the vehicle before us had tinted the windows and installed the “bike rack,” but had not used a Toyota dealership. The serviceman, nor anyone else would speak of the bike rack or the wire hanging out of the fuse panel again. On the final call of the day, the service person called to let us know that they still were not able to get the car connected with the computer and would call Toyota directly the next day.
The next morning the Toyota dealership called around 8:00a.m. and stated that they believed the vehicle was struck by lightning. The service man who called said that it was also Toyota’s belief that the vehicle was struck by lightning. The Service man stated that after a discussion with Toyota, the fact that the car would only connect with the computer for short periods of time and then only give partial diagnostics, and the fact that there were so many electrical systems out they believed that there was no other explanation; the car must have been struck by lightning. I reminded them that I was driving the car when it shut down and had been driving it that morning for about 2 hours. The service man told me that there was no other explanation for all that was wrong with the vehicle and said that they would not work on the vehicle until I contacted my insurance company to file a insurance claim, have an adjuster come out and assure them that if it were lightning that insurance would cover the repairs.
So, I filed a claim with my insurance company, who provided me with a rental car while the claim was open, as the dealership where I purchased the car refused to provide a rental. The insurance adjuster met with the Service manager who could not show him any sign of a lightning strike on the vehicle. The service department manager showed the adjuster a red mark or scratch on the front right panel and stated that such a mark was proof of a lightning strike. My insurance company denied the insurance claim because they were not provided with any evidence that the car had been struck by lightning, the adjuster stated that if the car had been struck by lightning there would have been a burn mark, or a bluish tint to the metal around the strike. He stated that the red mark on the vehicle was just a scratch, not indicative of a lightning strike at all and went on to say that he had never been called out to look at a vehicle before proof of a lightning strike was located. My insurance company also stated that they ordered a report from the National Weather Service on lightning strikes in the area, which showed no lightning. I, however, disagree with this assessment as I saw lightning that very morning as I was getting ready to leave for work. Also, a local dealership had 2 vehicles come in around that time that were struck by lightning, although there was clear proof on those vehicles of a strike.
PLEASE HELP- I am paying for a car that I can not drive!!!!