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Insurance comments

Discussion in 'Gen 3 Prius Main Forum' started by Londell, Sep 28, 2013.

  1. Londell

    Londell Junior Member

    Joined:
    Jul 24, 2013
    8
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    Location:
    Central PA
    Vehicle:
    2010 Prius
    Model:
    III
    So after 2 months of ownership there is something I wanted to comment on. Today in particular because I just paid my 1st insurance bill since owning the car. Bad news is insurance went up about 100 dollars a year. And that is supposed to be with a discount since the same company is also responsible for my homeowners insurance. I brought at 2010 Prius with a package 3 on it with about 64,000 miles on the car. The car I got rid of was a 2004 Sante Fe that I owned out right with about 178,000 miles on it, and I was paying less then than I am now. For the last 4 years when it was time to renew my policy I shopped around and I still couldn’t find a company that was close to what I was paying before. Am I just being stubborn in thinking the increase is larger than it should be?
     
    #1 Londell, Sep 28, 2013
  2. CaliforniaBear

    CaliforniaBear Clearwater Blue Metallic

    Joined:
    Oct 9, 2012
    1,179
    289
    0
    Location:
    Northern California
    Vehicle:
    2012 Prius
    Model:
    Plug-in Base
    If your insurance includes collision consider that replacement value for a Prius with 64K miles may be worth quite a bit more than a 2004 Sante Fe with 178K miles. I replaced my 2004 Highlander with a 2012 Prius Plug-in and my insurance went up about the same $100.

    If all else fails you could ask your insurance agent :)
     
    #2 CaliforniaBear, Sep 28, 2013
  3. El Dobro

    El Dobro A Member

    Joined:
    Jul 12, 2011
    6,972
    3,209
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    Location:
    NJ
    Vehicle:
    Other Electric Vehicle
    Model:
    N/A
    When I put a regular Prius on my insurance, it stayed the same, but when I swapped it for the PiP, it went up about $150.
     
    #3 El Dobro, Sep 28, 2013
  4. 102mm

    102mm Junior Member

    Joined:
    Sep 6, 2013
    30
    6
    0
    Vehicle:
    2013 Prius
    Model:
    Four
    Mine did too.. I thought I was gonna come out cheaper by swapping a higher HP car with the Prius... Wrong..
     
    #4 102mm, Oct 9, 2013
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