1. Attachments are working again! Check out this thread for more details and to report any other bugs.

Are Insurance Companies Paying for Cat Shields?

Discussion in 'Gen 2 Prius Main Forum' started by Matt98svt, Nov 18, 2021.

  1. Tombukt2

    Tombukt2 Senior Member

    Joined:
    Nov 29, 2020
    8,049
    1,395
    0
    Location:
    Durham NC
    Vehicle:
    2009 Prius
    Model:
    Base
    Isn't it all now New York times Wapo whoever The wonderful internet basically is turned into television which I have not much to do with nothing but people trying to sell crap

    SM-A715F ?
     
  2. Mendel Leisk

    Mendel Leisk Senior Member

    Joined:
    Oct 17, 2010
    54,658
    38,202
    80
    Location:
    Greater Vancouver, British Columbia, Canada
    Vehicle:
    2010 Prius
    Model:
    Touring
    I see a potential scam here.
     
  3. Another

    Another Senior Member

    Joined:
    Jun 22, 2021
    1,802
    510
    0
    Location:
    Naples, Florida
    Vehicle:
    2007 Prius
    Model:
    Touring
    Not necessarily
    Insurance covers your loss. If you lost an OEM you should be compensated for that loss. It is up to you how to spend the compensation for the damages.
    Most insurance however don’t pay directly until after the repairs are done, with check made payable to both the shop and the insured.
    If insurers were smart they should welcome an aftermarket replacement but then that would become the basis for any subsequent loss.
     
    Travis Decker and Mendel Leisk like this.
  4. Georgina Rudkus

    Georgina Rudkus Senior Member

    Joined:
    Sep 15, 2018
    3,124
    2,175
    0
    Location:
    Taylors, SC
    Vehicle:
    2012 Prius v wagon
    Model:
    Two
    A lot also depends on whether or not there is a lien on the car. You are much more likely to get a check, if you have no lien on the car.
     
  5. Travis Decker

    Travis Decker Active Member

    Joined:
    Jul 15, 2015
    139
    115
    0
    Location:
    Portland OR
    Vehicle:
    2012 Prius
    Model:
    II
    Read your insurance policy. If you back into a tree and Dent the car the insurance company compensates you for your loss. If you decide to go buy some new shoes and never fix the car, That’s up to you.

    Consumers misunderstanding of insurance just makes this whole cat thing even worse
     
  6. Mendel Leisk

    Mendel Leisk Senior Member

    Joined:
    Oct 17, 2010
    54,658
    38,202
    80
    Location:
    Greater Vancouver, British Columbia, Canada
    Vehicle:
    2010 Prius
    Model:
    Touring
    Well I was thinking, if you had multiple cat thefts and claims, replaced with cheap cat after first time, but didn’t divulge that with the subsequent theft claims. But: my logic was flakey, as long as the thieves see it’s aftermarket they leave it be?
     
  7. Another

    Another Senior Member

    Joined:
    Jun 22, 2021
    1,802
    510
    0
    Location:
    Naples, Florida
    Vehicle:
    2007 Prius
    Model:
    Touring
    After the third claim in a year or so, you’re likely to be told to find a new insurer.
     
    Limey Geoff likes this.
  8. Rebound

    Rebound Senior Member

    Joined:
    Mar 11, 2010
    3,961
    2,609
    0
    Location:
    Portland, OR
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    Did you only recently discover the existence of advertising?