Featured Made-in-USA Hyundai ICED

Yeah, check out the price for multiple entries with the max numbers per entry, pick one lot of numbers based on birthdays, the next lot of numbers based on registration numbers for vehicles you have own and the last lot simply randomly by blind pen marks on a blank form ......

When you have the money together to buy the tickets, find something worth investing in and put the money there, even soil improvements and vegies for a garden or planter box .....

When the power ball is drawn, see how much you would have won and compare it to the investment value you made, the price of truely fresh vegies is hard to calculate, so just add up the shop prices and multiply by 1.5 ...... Are you ahead or behind?
If you have actually pick the Power Ball numbers, would you have been the sole winner or would you have to share it, at least you will know not to use those winning numbers again, and you will still have that investment or fresh vegies to look forward to eating ...... and you'll know better than to ask me such advice again

T1 Terry

 

Pensions and retirement benefits are increasingly rare because if they are unfunded or under-funded (like ALL government schemes of this type) these unfunded liabilities can choke out the company.
Ask anyone who works at Sears Roebuck...This is why most companies (including mine!) shifted away from defined-benefit plans in the last few decades toward defined-contribution plans.

WE ACTUALLY HAVE medical benefits for employees that meet the 'rule of 75' when they retire - which is the employee's age plus their number of years of service, and I know of more than a few of our employees that hired on right out of high school who cannot afford to retire in their 50's despite being eligible for a middling pension, having 30 years worth of a 401k with what used to be a decent match, and "the promise" of medical benefits in retirement - because THOSE benefits can vanish like smoke during the next contract negotiations.
(%$#@! UNIONS!)

Everyone I've ever worked for - even my present unionized shop, used to hire people provisionally for a 90-day temp position.
I say 'used to' because they probably hired their last real technicians here at Big Bell 20 years ago, and are now just letting those of us who are remaining retire or die in place.
Then it will be an all contractor workforce.

GOOD LUCK with that!

Me?
I'll be using Starlink.
Their boss may be a jerk, but it's NOT a %$#@! union shop AND they do not have all of the 'last mile' issues that cause a lot of local and even regional trouble.
Satellites are somewhat "Hurricane resistant" their towers do not get iced over up North or burned up by criminally negligent ACTUAL criminal utility companies - or shot up by some eco-terrorists or vandalized by copper thieves.

The union used to spend 90 percent of their time defending the rights of those who caused 90 percent of the problems in big bell - but that's unions for you.
If you could 'fool your boss' for 90 days?
You were asbestos.
(fire proof)

When I was a slimy defense contractor - you used to have to 'fool them' for 30 years until and unless you 'burrowed in' by getting a gov-mint job.
Then?
They hired another contractor.

SSDD

 

Yup! After 3 months, they already offered to hire me back on as a contractor - after giving me shit; the entire time on being too hard on the newbies.

 

Everybody keeps asking me when I think I'm going to retire.

My answer is usually:
"About three days before my funeral!"

I can retire now but I actually LIKE my job and I have two hideously expensive hobbies that I would like to continue to pursue after I age out of fixing phones for a living.

72 years old would give me a maxed-out Social Security amount plus two years of chucking those payments under a mattress.
The max in 2025 dollars is $5108 per month - but my payment will probably be a little less than that.
I live on 'free soil' so I don't have to worry about state taxes and I will have to start taking money out of my 401k by 70 at any rate.

We'll see....
Man plans.
GOD laughs.

 

Double-check the Federal tax codes, min. distribution has moved to 73 years old.
Retirement plan and IRA required minimum distributions FAQs | Internal Revenue Service

 

Good to hear!
I'm actually not going to do anything until I retire - or I have a health-induced early retirement - which means that the tax codes will probably change a few more times by then, or it will not matter much to me.

 

Am I right that 70½ is still the age where you can start making qualified charitable distributions though?

 

Yes, if your pulling it out of an IRA and most plan providers and charitable organizations will do all the leg-work and coordination for you. So all you really have to do is read it and sign it.
Qualified charitable distributions allow eligible IRA owners up to $100,000 in tax-free gifts to charity | Internal Revenue Service