Cybertruck

Jaden das seine.

Go slay some hay!

 

Cada Guaraguao Tiene Su Pitirre

 

The Pitirre chases away the Guaraguao.

 

Every guaraguao has its pitirre.

 

From the department of 'duh...'
Why Tesla Cybertruck sales are falling short of expectations
1,000,000 reservations.
50,000 sales.
The cheapest CT you can order now is north of $80,000USD - although there are LOTS and LOTS of demo models out there in the 70s.

Truck drivers are not a monolithic lot, but many of their owners will insist that a $70,000 truck 'earn its keep.'
If Tesla insists that their door-stop must do likewise, then this sub-brand may be in trouble, although the parent company is still OK according to the market and those willing to put skin in the game.....

 

Some guy in Texas reported that State Farm initially quoted $400 a month for insurance, fired the agent that did it and upped the quote to $800.

 

High insurance costs are common for BEVs.
This is one of the things that kept me in the pickup camp.
I suspect that this keeps more than a few first time BEV owners from 'doing that again.'
They're expensive....and built to stay that way from their high purchase price, specialized parts, high repair costs, and lack of a fully built-out network of certified repair technicians.
ADD TO THIS......they're generally small, fragile and quite fast, the Cybertruck being the exception that follows the rule.
It's just fast....for a little while.

 

our bolt is cheaper than our hycam insurance, bought around the same time, paid about the same

 

SO I guess EV insurance is cheaper than 'gassers'......

It was certainly not three years ago when I requested a quote before going to my CFO for a purchase authorization request!!!!

Tell you what....
Instead of taking my word for it, let's ask the Googles:

AI Overview
No, insurance is generally more expensive for electric vehicles (EVs) compared to traditional gas-powered cars, with costs up to $44 more per month. This is due to higher vehicle values, the increased cost of specialized EV parts (like batteries), and the specialized labor and technology required for repairs, which raises claim costs for insurers. Limited historical repair data and potentially higher risk factors, such as faster acceleration, can also contribute to higher premiums.
Why EV insurance costs more:

• Higher Vehicle Value:
  EVs typically have a higher purchase price than comparable internal combustion engine (ICE) vehicles, which translates to higher replacement costs for insurers.
• Expensive Parts and Repairs:
  EVs have complex and costly components, such as batteries, that are more expensive to replace than those in gas cars. Repairs also often require specialized tools and technicians, increasing labor costs.
• High-Tech Systems:
  Modern EVs are equipped with advanced driver-assistance systems (ADAS) and other high-tech components that are expensive to repair, replace, and recalibrate after a collision.
• Specialized Labor and Facilities:
  Fewer repair shops are equipped and staffed with technicians trained to work on EVs, leading to higher costs for specialized services.
• Unique Risk Factors:
  Some factors, such as the faster acceleration of EVs, may be considered a higher risk for accidents by insurers, which can also influence premiums.

Electric Car Insurance: Is It More Expensive? | Progressive

The Real Costs of Electric Vehicle Insurance: What Every Buyer Needs to Know

The reasons electric car insurance will cost you more. Here's how to save.

Steep insurance premiums add to the cost of EV ownership, data show - Los Angeles Times

 

you can't beat personal experience, but i'm sure there are those paying more as well.

 

My personal experience:

• Higher Vehicle Value:
  Only for a couple of months until I paid it off. The $18,300 trade-in on the 2017 Prius Prime really brought everything down for out of pocket $23,000.
• Expensive Parts and Repairs:
  BMW means "Bring More Wampum." Every manufacturer "rebrands" someone else's parts to jack up costs.
• High-Tech Systems:
  Replacing a windshield in a Tesla requires recalibration with one local glass shop said would be their last.
• Specialized Labor and Facilities:
  Good thing owners are still free to do their own work.
• Unique Risk Factors:
  Whatever they think the market will bear. I go for liability only and already learned that means, "We're not here for you" from USAA.

Personally, I think insurance companies are just a ripoff who takes your money and then screws you over any claims.

Bob Wilson

 

How about CarShielfd? It's a ripoff insurance company, too.

 

People have been bagging on the way Priuses look for over 25 years now, AND YET.... I'm not the least bit surprised in these hyper-partisan times that Teslas aren't receiving a little more grace from Prius People - many of whom are partisans themselves.

Personally?
I'm not wild about the CT's looks either, but then I've always tried to call balls and strikes without regard to the batter's uniform.
I didn't like the way Teslas looked BEFORE the great betrayal and they haven't gotten any better looking since then.
Same with Priuses.
I savaged the way the G4 looked both before and after the cosmetic surgery in 2018 that Toyota is still downplaying.
HOWEVER (comma!!)
If I were going to buy a late model used car, I'd buy a gently used, low miles G4 - DESPITE the way it looks.
I would NOT buy a G5 because if I'm going to buy a gossamer fragile car with a roofline that's about navel height, I's going to have three pedals, and about triple the BHP of the Prius, and so far the G5 is about the best looking Prius in a adolescent sort of way.

There's no BEV on the market that I would buy simply because they haven't 'arrived' as a viable alternative for me as of the time of this writing, and if I DID buy one if for DANG SURE would not be a Truck!

See?
It's nice to see that in these fraught times that people who are a little different, politically can agree on some things.
I only have full coverage on the cars that I do NOT own - and then it's with a $1,000 deductible - because......they don't offer a higher one.

Automobile is a little like the lottery or casinos.
It's a tax on people who are not good at math or money.

I keep urging my CFO that now that I am too old for life insurance that we need to break up with USAA and start seeing other people. We have not yet reached the point where our rates are going back up for age related reasons.

 

we don't see many ct's around here. when we do, it's always shocking. for some reaso, they seem absolutely huge compared to most pickups.

 

I've had that kind, but I canceled that policy.

That was the company that responded to my car theft claim by trying to reduce the market value by what they had already paid me on an earlier unrelated claim. I was going to argue more with them, until I realized they had written a Calvinball clause right into my policy that I had never noticed before. They had a whole detailed section on how market value was supposed to be assessed and calculated, which all made perfect sense, and then that was followed by another clause that effectively said "or we can make up any number we like and say take it or leave it."

My current insurer doesn't have nonsense like that in the policy, and the last claim I had (9 years ago) they were good as gold. The adjuster was out promptly to look at my car, I got a multi-page report with photos and comparables showing the value calculation, and my check showed up right on time.

I guess for anybody whose pockets aren't deep enough to self-insure for damage and liability, insurance companies are a pretty necessary service ... and they're not all equally bad.