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2005 Prius in Accident

Discussion in 'Gen 2 Prius Main Forum' started by dthomaspdx, Feb 17, 2011.

  1. dthomaspdx

    dthomaspdx New Member

    Joined:
    Feb 17, 2011
    4
    0
    0
    Location:
    Portland, OR
    Vehicle:
    2005 Prius
    Model:
    Three
    Hey all,
    I'm new here, however I've owned my baby since November 2004. After a much-needed vacation away last week, my first day back to work (Valentine's Day, no less), I was rear-ended by a monster Chevy truck coming back from lunch. Two co-workers were with me, but thankfully everyone was ok. My baby went to my insurance-picked body shop; came back with an estimate of $7565 for all the repairs. I still haven't gotten firm confirmation that this isn't considered a total loss or not, but for kicks, let's say they actually pony up the money for repairs.

    So what do I do next? I'm already miffed that this happened, and I've already asked my insurance company about diminished value (haven't heard back yet). The laundry list of repair items include some Toyota certified parts, but a lot of after-market, used, and "refurbished" parts. Clearly I will not be able to sell it or trade it in at the value of what it was before the accident. (In some ways, I'm hoping the insurance company writes it off so I can get a new one. The car was great workhorse and had about 65k miles on it.)

    If they do the repairs, what could I realistically expect to get on a trade-in at the Toyota dealership? I'm not particularly interested in trying to sell it on my own.

    Any advice/info would be most appreciated! Thanks!
     
    #1 dthomaspdx, Feb 17, 2011
  2. kohnen

    kohnen Grumpy, Cranky Senior Member

    Joined:
    Jun 13, 2007
    317
    57
    0
    Location:
    Fullerton CA
    Vehicle:
    2007 Prius
    Get a lawyer. No, really, get a lawyer. That's pretty much the only way to get the attention of the insurance companies.
     
    #2 kohnen, Feb 17, 2011
  3. bisco

    bisco cookie crumbler

    Joined:
    May 11, 2005
    107,775
    48,983
    0
    Location:
    boston
    Vehicle:
    2012 Prius Plug-in
    Model:
    Plug-in Base
    how many miles? $7500. is close to totaled territory isn't it?
     
    #3 bisco, Feb 17, 2011
  4. Stormtrooper1

    Stormtrooper1 New Member

    Joined:
    Dec 9, 2010
    80
    6
    0
    Location:
    MN
    Vehicle:
    2008 Prius
    Model:
    N/A
    Usually if the cost to repair is at about 70% of the value of the car they will total it out. depends on the insurance co for the exact % number. you do have the option to fight them either way (to fix or to total) When the Wife crashed her 08 Matrix in December last year, the body shop implied it would be fixed. even after they looked at it they were making it sound like they would fix it (at over $8000 in damages) I called my agent and they said to wait for the word (total or not) and if i wasn't happy my agent would fight for me.

    The final numbers of the damages came back at over $12,000
    And Here's the Copart auction for car after the total loss.
    Copart


    We replaced the Matrix with a Prius, and just 8 Short weeks after we got that-
    we ended up with this thread here- http://priuschat.com/forums/gen-ii-prius-main-forum/89494-prius-crash.html
     
    #4 Stormtrooper1, Feb 17, 2011
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