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British Columbia - how did ICBC handle your Prius C?

Discussion in 'Prius c Main Forum' started by cmstlist, Jul 13, 2012.

  1. cmstlist

    cmstlist Member

    Joined:
    May 28, 2012
    183
    40
    0
    Location:
    Toronto, ON
    Vehicle:
    2012 Prius c
    Model:
    Two
    The Autoplan agent at the dealership was not able to enter in my Prius C base model because it's not on the ICBC car list yet. I was told I'd receive an amended document later as well as a bill/refund for the difference. Here's what it said on my first vehicle registration:
    Year 2012
    Make TOYOTA
    Model PRIUS
    Body style HATBK
    VIC TEM71P
    Fuel type GAS-ELECTRIC
    Net weight (kg) 01132

    And on my original Coverage Fees and Premiums page:
    I'm at -11 (-43%) on the claim-rated scale
    Declared Value $22,500
    Basic coverage has nothing to do with the car model but I'm in rate class 23, base $1472, discounted $839
    Third party liability $2M, base $296, discounted $154
    Collision rate group 14, $300 deductible, base $612, discounted $318
    Comprehensive rate group 14, $300 deductible, base $318, discounted $138

    Now, yesterday they sent me a "Confirmation Replacement Document". On the registration it now says:
    Year 2012
    Make TOYOTA
    Model PRIUS <--- yes it still says Prius, not Prius C
    Body style HATBK
    VIC TGL71X <-- this is the only line that changed
    Fuel type GAS-ELECTRIC
    Net weight (kg) 01132

    On the Coverages page, the following has changed:
    Collision rate group 19, $300 deductible, base $1,083, discounted $563
    Comprehensive rate group 19, $300 deductible, base $496, discounted $213

    And then today - even though I am enrolled in monthly payments - I got a remittance slip for the $322 difference which I'll have to pay in. The total still comes in under $2K/year so I guess I'm okay with it all, but the oddball thing is the wording:
    A fee/premium underpayment has occurred on your Autoplan certificate (policy) due to an Own Damage Error.

    What does this even have to do with damage?? What in the world are they thinking giving it a name like that?

    So anyway, for other BC Prius C owners, did they put you also in group 19 for collision and comprehensive? Does your registration say Prius C or just Prius?

    And for that matter - I should ask, what rate class are the standard Priuses getting placed in? Did anyone get a better rate on collision and comprehensive with one of the other companies on their Prius or Prius C?
     
  2. cmstlist

    cmstlist Member

    Joined:
    May 28, 2012
    183
    40
    0
    Location:
    Toronto, ON
    Vehicle:
    2012 Prius c
    Model:
    Two
    Just got off the phone with ICBC and apparently the VIC they entered for this car does take into account the fact that it's a C, despite that not being in the text field.

    I forgot to ask about "Own Damage Error"!
     
  3. vernon birdman

    vernon birdman Active Member

    Joined:
    Apr 18, 2012
    330
    141
    0
    Location:
    Vernon BC Canada
    Vehicle:
    2012 Prius c
    Model:
    Four
    According to my broker the regular Prius is identified as a lift back and the C is identified as a Prius hatchback.
     
  4. ProximalSuns

    ProximalSuns Senior Member

    Joined:
    Mar 24, 2012
    1,877
    21
    27
    Location:
    PNW
    Vehicle:
    2012 Prius
    Model:
    Three
    I would have asked about the "$2M deductible". I'd be feeling a tad exposed.
     
  5. Mendel Leisk

    Mendel Leisk Senior Member

    Joined:
    Oct 17, 2010
    55,575
    38,734
    80
    Location:
    Greater Vancouver, British Columbia, Canada
    Vehicle:
    2010 Prius
    Model:
    Touring
    That's broken.
     
  6. cmstlist

    cmstlist Member

    Joined:
    May 28, 2012
    183
    40
    0
    Location:
    Toronto, ON
    Vehicle:
    2012 Prius c
    Model:
    Two
    Haha ooops... fixed it. :) $2M 3rd party liability.

    Galaxy Nexus ? 2
     
  7. cmstlist

    cmstlist Member

    Joined:
    May 28, 2012
    183
    40
    0
    Location:
    Toronto, ON
    Vehicle:
    2012 Prius c
    Model:
    Two
    I don't see any separate entry of the sort in the list brokers get to choose from.

    I typically respond that it's like the difference between a Corolla and a Yaris. But not a perfect analogy because Yaris is even smaller, and Corolla is usually always a sedan.

    Galaxy Nexus ? 2