extended warranty

First of all, if you chose to buy it look at the "Prius Accessories" drop-down at the top right of this forum page...you'll be hard pressed to find a better price than through this site...and if you buy here you'll be helping support this site.

Next, I purchased the extended warranty when I bought my '04, I'm glad I did. It's had some issues with the MFD...mine was still under my 3/36 warranty when it happened, but several others were out of that and had not purchased the extended warranty. I like that I have the security of the ext. warr. to cover the other techy features such as Bluetooth, NAV, SKS, etc. That said, very few problems have been reported with any of those systems.

Now, the MFD issues have been fixed (apparently), there haven't been many significant issues with any of the other components either. So it's very unlikely that you'll ever need to use the extended warranty...if you don't that's $1000 down the toilet. OTOH, if you do have the SKS computer fry at 40k miles you're looking at $1500 or more to get it fixed and you'd be money ahead w/ the warranty.

My personal philosophy with extended warranties, in general, is that I don't buy them. Today's products are so reliable that they rarely die. If I do have one of them go bad it's unlikely that the repair or replacement cost will exceed what I would have spent if i'd have purchased a warranty for each and every it I purchased. I'm convinced that, in the long run, I'm saving money not getting them. I do have the financial where withall to afford a $3000 repair if necessary, if you can't then it may make more sense to purchase the extended warranty to avoid a serious one-time financial hardship later.