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HIPAA, Blue Cross, and Cephalon

Discussion in 'Fred's House of Pancakes' started by bwilson4web, Jul 21, 2010.

  1. bwilson4web

    bwilson4web BMW i3 and Model 3

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    We know an older family of beagles, an Alpha stud and his Alpha mate. Clever dogs, the Alpha male is well employed and has medical insurance for his doggie family with Blue Cross of Alabama. His Alpha female has doggie narcolepsy which is covered . . . somedays.

    Doggie narcolepsy is a life-long condition that came on when she was midway through her puppy-hood. It is the sleeping disorder which causes the victim to go to sleep, a cataplexy limper than a rag doll, almost instantly when triggered by extremely emotion including happiness.

    The Alpha male, found this out when he took her out on his motorcycle and she would fall asleep on the back:
    [​IMG]
    Fortunately, his motorcycle had a 'sissy bar' and feeling his female going limp, he would lean back and pin her to the sissy bar while slacking off on the throttle. He would reach a safe place on the shoulder and stay there until five or more minutes later, she would 'come too.' Then they could continue their trip and she only suffered a slight headache that soon went away. Regardless, clever dogs they loved each other and formed a pack.

    Narcolepsy has been traced to missing brain cells that produce a peptide, hypocretin. The evidence suggests an auto-immune or infection kills off these specialized cells. But peptides are very 'sticky' and though hypocretin injected in the blood stream eliminates narcolepsy symptoms, within a couple of days, the effect is gone. Hypocretin replacement remains impractical unless stem cell research finds a way to repopulate these cells.

    Today, treatment is for the symptoms include amphetamine class drugs, a non-amphetamine Provigil, and sleep medicine to improve REM patterns, another symptom used to diagnose narcolepsy. It is a life-long disorder but this posting is not about narcolepsy but the medical malpractice of Blue Cross and theivery of Cephalon who holds the Provigil patent.

    Narcolepsy comes in different degrees and to 'stay normal', the Alpha female needs more Provigil than Blue Cross covers. When the Alpha dog challenged Blue Cross, they said they needed a 'peer reviewed paper' that supported the higher dosages the Alpha female needed. This was passed on to her sleep vet but he was unable to find a study that met the Blue Cross demand. Yet he had an Alpha female who without enough Provigil became listless and unable to fully function in the pack. Regardless, the Alpha male made enough and could use the canine 'flexible spending' account to make up the difference.

    Two years ago, Blue Cross changed the rules and required 'pre-approval' for Provigil. The big dog found out when he went to fill the Provigil prescription only to be turned down at the doggie pharmacy. His Alpha female needed the medication to remain an active pack member so he had to pay full-price, no insurance coverage, for the expensive Provigil.

    The Big dog wrote a letter to Blue Cross complaining that they did not notify any of the dogs who had been using Provigil for years. But Blue Cross claimed to have sent a notice to the kenel owners in San Diego. The local Huntsville dog keepers in the Canine Resource Department did not get a notice. Worse, the CIPPA law (Canine Information Pack Privacy Act) prevented the local keepers from even knowing which dogs needed this information. So the Big dog contacted the sleep vet and their office applied for and received permission for Provigil.

    A year later, the Big dog went to get his mate's Provigil only to find the pre-approval had expired. Once again, he wrote a letter only this time to the Alabama Canine Insurance Office. He pointed out that narcolepsy is not a year-long, condition but a life-long condition. One pre-approval is OK but requiring an annual pre-approval increases the cost of the sleep vet and Blue Cross administration cost with no improvement in his mate's narcolepsy.

    The Alabama Canine Insurance Office turned out to be a letter box for Blue Cross. They passed on the letter and received a reply that said,"It is our policy." They forwarded this letter to the Big dog and said, 'See they are saving money.' . . . The Big dog still growels.

    Three months ago, the cost of the additional Provigil went up by $300. Surprised, the Big dog 'ate the cost' and cursed that he had not increased his flexible spending account more. When he discussed the price increase with his mate's sleep vet, he learned the Provigil salesman said,'Well our newest version is less expensive than Provigil.'

    The patent on Provigil is (or has) run out but there is no generic, yet:
    http://www.nytimes.com/2010/01/13/business/13generic.html?_r=1


    Cephalon has made a minor change in Provigil and calls it Nuvigil. Yesterday, the doggie pharmacy reported the costs of the Alpha female dosage pill count is:

    • $633.66 - 150 mg Nuvigil
    • $703.51 - 250 mg Nuvigil (100 mg ~=$70 change in price)
    • $1,100.00 - 200 mg Provigil
    What confused the Alpha dog, briefly, was why 250 mg Nuvigil since Provigil comes in a 200 mg pill. One answer is the Nuvigil is less effective but another is the 250 mg Nuvigil will have 25% more active ingredient than a 200 mg generic. What this means is should a generic come available in 2012, the Nuvigil users getting a 200 mg pill will find it 'less effective.'

    Currently, Blue Cross limits how much Provigil the Alpha female has covered each year. So the sleep vet will be asked to prescribe the pill dosage count of Provigil and we'll see if Blue Cross will cover the same quantities. The Big dog will work with the doggie pharmacy to see what can be done to repackage the Nuvigil in 200 mg doses.

    The reason for this doggie tale is several humans are likely to run into the similar medical malpractices by their medical insurance company and drug company theivery. The lessons the Alpha dog wants to share with his human friends:

    • Put the insurance company 'hot line' number on speed dial and before leaving the doctor's office, call and ask specificly about each prescription, the coverage and whether a pre-approval will be needed.
    • Track your drug company before each renewal to see what 'press releases' they are announcing . . . track the patent expiration. Be prepared to deal with sudden, unannounced price changes.
    Thanks,
    Bob Wilson
    An Alpha dog's best friend
     
  2. qbee42

    qbee42 My other car is a boat

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    Speaking of medication, Bob, are you off yours again?

    :p

    Tom
     
  3. bwilson4web

    bwilson4web BMW i3 and Model 3

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    No but my dentist noticed I'm 'grinding my teeth' and now I have this mouth piece to sleep with. Of course I might be grinding my teeth during the day.

    Mostly I wanted to share the doggie tale with our friends who are facing major medical challenges. Even the famous have reported mothers having to fight the insurance companies as they were dieing of cancer.

    Bob Wilson
     
  4. RobH

    RobH Senior Member

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    Bob -

    A little googling turned up several relevant items:

    Google Answers: Modafinil Brands

    Airsealed Marketing. INDIA - Modalert 10x200mg

    Attention and Alertness pack - Synergistic Programs

    Short summary: Provigil is the brand name used by the original manufacturer of modafinil. The same substance is sold with a variety of brand names in other countries. The price of drugs produced in India is a small fraction of the US price. The price mentioned at the airsealed site is $23 for 10x200mg dose.

    I don't have any experience with airsealed or Sun Pharmaceutical, but I have used similar suppliers. My experience with online purchase of pharmaceuticals produced in India has been entirely positive with regard to the quality of the product. The problems I've experienced have been with getting on spam lists and lost snail mail sending a check.

    Anti-aging-systems is a top quality vendor, but they don't have any Provigil for sale. Actually surprises me, as I'd expect them to carry it. Their legal status is really interesting, as they appear to be British on first glance. Apparently the drug laws in Sark are whatever the island's governing council says they are. One of the items they sell is melatonin, available over the counter in the US. But it's on the no-no list in Britain. Other items are no-no to EU, or Germany, or... It's rather like marijuana is a legal drug in California, but not in the US. One thing is clear, where there are buyers, there are sellers.

    Conclusion: It is possible to purchase quality pharmaceuticals from India at a fraction of the US price. I'd recommend payment by credit card, and use a throwaway email address. As for selecting a vendor, the risks are different than you're accustomed to with US vendors. You want grey market items, not black market. Grey market items are produced by a foreign manufacturer and not intended for sale in your market. The products are generally top quality, but the merchants can be anywhere from top quality to really sleazy. With online purchase, you could be ripped off. With Blue Cross and US pharmaceuticals, you will be ripped off.
     
  5. FL_Prius_Driver

    FL_Prius_Driver Senior Member

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    Without descending into the politics of health care, how in the world did we end up with non-medical corporations, or politically appointed government bureaucrats, establishing complete control over all doctor choices?

    Simply put, how does an insurance company not become evil in this goofy situation where they make money denying both valid and invalid claims?
     
  6. RobH

    RobH Senior Member

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    It's called a seller's market. You pay whatever is asked, and take whatever is offered.
     
  7. bwilson4web

    bwilson4web BMW i3 and Model 3

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    Thanks,

    I had ordered adrafinil and modafinil before they were licensed in the USA. We found them effective, modafinil more so than adrafinil which led to a side-effect of a headache. However, modafinil was expensive, $10/pill, and modafinil (aka., Provigil) was approved shortly thereafter for the same price. It was easier to use our insurance plan.

    After the nuvigil test, the India supplier makes sense. If so, the one who holds the prescription, will make the order . . . no need to add a legal complication . . . clever beagles.

    Bob Wilson
     
  8. RobH

    RobH Senior Member

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    The first time I ordered from India I filled out the form including my doctor's name and contact info. They said something about waiting for instructions on where to send a scan of the prescription.

    They never asked for the scan of the prescription, and never contacted my doctor. The last time I ordered from them I just left the doctor contact info blank.

    One time a package was opened by customs, resealed, and sent on. I think the effective rules are that anything within a three month supply for an individual is just passed through. There are some items that they refuse to send to the US (probably because they've been confiscated by customs). It seems to have more to do with a US vendor complaining than anything to do with drug type or safety. I certainly wouldn't foreign order anything requiring DEA approval, such as narcotic painkillers.

    In Mexico a prescription for ordinary drugs is a doctor's recommendation. It is not the permission slip that we tend to think of. The de facto opinion in India seems to be that a prescription is between you and your doctor. The pharmacy wants to know the drug info, your address, and your money.

    Reliable shipping costs about $25, even for a $2 product. It takes about 2 weeks for delivery. Most pharmacies offer to reship a lost product if it has not been delivered after a month. If you need something immediately, online ordering of a foreign source product is not the way to go.