Just got offered an 05'

I feel with the amount of money you'll be spending, you should get what you want or very close to what you want. Neither of those two choices fit that description. I think you made a wise decision and your wait shouldn't create any problems for qualifying for the $3K deduction.

A few years from now, the trade-in value between a 05 and and 06, even though you could by them a month apart, will be significant, just because you have a model year younger.

glen

 

The features on the 06 are worth it too.

 

Dealers are trying to unload their 2005's and they can be had for a substantial discount off of MSRP in my area. Had I waited for a 2006 I could not have afforded pkg #7 and would have had to settle for pkg #6 without NAV. As it turns out I was able to get a 2005 pkg #6 with NAV for less than the cost of a 2006 pkg #6 without NAV. And of course I am waiting until 1/2/06 to take delivery and qualify for the $3150 fed tax credit.

So, by taking a 2005 I actually got a lot more for my money than if I had purchased a 2006 in my price range.

Had I decided to take the 2006 pkg#6 I found that once my local dealer knew I was looking at four dealers and who could give me the best price - he was willing to go below MSRP (by $347) to keep the sale. I actually took the 2005 with a much steeper discount off of MSRP. (He traded with another dealer to get me the pkg and color I wanted.)

When all is said and done the total price for my 2005 pkg #6 (including tax, tags and 1 yr financing) less various tax credits and rebates will be less than $24K.

So, if someone is looking at a 2006 pkg#6 or below you may be able to get more car for your money if you are willing to take a 2005 and are good at negotiating to get the car at well below MSRP.

Springtime

 

Yeah, personally, I wouldn't have any problem waiting a few extra months for the new and improved MFD alone.