After considering both wood and pellet stoves, I am almost sure that we are going to install a single zone mini-split heat pump in our central kitchen/dining/family room open area where we spend most of our time in a house. I have considered the multi-zone system to heat the bedrooms and downstairs as well, but that would become too costly. The one lingering question I have is how the rest of our house is going to be heated. Currently, I have a single zone central heat with hot water baseboard radiators in each room. The thing is that the thermostat is located on the wall of the central room where the new heat pump is going to be installed. Now, if the heat pump adequately heats this central kitchen/dining/family room area, then our oil boiler heater will never come on, thus the rest of the rooms will be without heat and will be very cold. If I move the thermostat to one of the rooms or downstairs then the oil boiler heat will come on, but then it will also heat the central kitchen/dining/family room area where the heat pump will be, making the heat pump not to turn on the heat, or considerably, the oil heat system may heat that room way too high such that the heat pump will come on as a cooling air conditioner in the central room, totally negating the energy saving feature. I will have to find a way to distribute the heat pump heated air to other rooms or to install an additional thermostat in other rooms and make the current oil heating system to multi-zone heat. Both of options can be somewhat difficult due to the floor plans and costs involved.