1. Attachments are working again! Check out this thread for more details and to report any other bugs.

passive alarm insurance discount ?

Discussion in 'Gen 2 Prius Main Forum' started by syncmaster, Jul 13, 2005.

  1. syncmaster

    syncmaster Member

    Joined:
    May 30, 2005
    229
    12
    0
    Vehicle:
    2010 Prius
    Model:
    III
    I am having trouble with my insurance company about the passive alarm discont. They say that the prius dosen't qualify for the passive alarm discount.
    I think the fact that it automaticly arms when the door is locked it should qualify.
    Also, I understand the it can be programmed to auto activate the alarm 30 seconds after you leave the vehical( although it dosen't auto lock the doors).
    I would like to hear from other prius owners about this passive alarm discount.

    Thanks for your reply

    Don
    05 silver prius pkg#5
     
    #1 syncmaster, Jul 13, 2005
  2. kirbinster

    kirbinster Member

    Joined:
    Jun 15, 2005
    602
    0
    0
    Location:
    Morris County - New Jersey
    My Insurance company, StateFarm, just has you sign a paper as to what feature the car has and they take your word for it. But why are you really concerned if you get this or not, it really is small change. I have very high rates here in NJ, but even the discount which is 15% off my comprehensive is small as that is only a small part of your premium. It does not reduce the liability portion nor the collision - just the comprehensive. So look at your policy and see how little 15% off of that portion really is - probably not worth loosing sleep over.
     
    #2 kirbinster, Jul 13, 2005
  3. Jared

    Jared Member

    Joined:
    Jun 2, 2005
    209
    10
    0
    Location:
    Long Island
    Vehicle:
    2010 Prius
    Model:
    IV
    I find it strange that the car which does everything else automatically cannot lock itself automatically. The car could be programmed not to lock if the key is within the car, but to lock itself after, say 2 minutes when the key is not in the car and the power is off. I don't know why it this was not done.
     
    #3 Jared, Jul 14, 2005
  4. jeromep

    jeromep Member

    Joined:
    Dec 8, 2004
    827
    2
    0
    Location:
    Eastern Washington State
    Vehicle:
    2005 Prius
    Model:
    N/A
    My insurer also considers the Prius alarm to be a valid alarm system and offers the "discount" to me. It only affects the comprehensive portion of the policy, however I'll take any measly discount they offer.

    I think the problem you are having with your insurer is a customer service issue. I would threaten to find a different insurer if they do not give you the discount for the bonafied alarm system that is already in the Prius.
     
    #4 jeromep, Jul 14, 2005
(You must log in or sign up to post here.)