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Sad day in my Prius bubble...

Discussion in 'Prius c Main Forum' started by clokwise, May 11, 2012.

  1. clokwise

    clokwise Member

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    I went after work to test drive and check out a C. I really did like it. I wish I could get one today! Looks like after all was said and done I was under the impression I could afford one right now, looks like thats not the case :(

    Looks my Prius dreams are on hold for a pretty good while.
     
    #1 clokwise, May 11, 2012
  2. BGGirl

    BGGirl Member

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    Who did you talk to? What rate did they give you?
     
    #2 BGGirl, May 11, 2012
  3. clokwise

    clokwise Member

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    I went and talked to Jeremiah, you are right he is super helpful. Thanks for the recommendation. Will def work with him when/if the time comes I can afford it. We ran numbers, didnt do a full credit run but my credit is great. But after it was all said and done just don't think its going to happen for me. Just not monthly payments I can do right now.
     
    #3 clokwise, May 11, 2012
  4. dig4dirt

    dig4dirt MoonGlow

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    Darn, sad to hear.

    Anything that you were trading in?
    You you checked the 72mo financing?

    Without a trade, yes it is high.
    But $5k or so with down payment and or trade will seriously lower those mo payments.

    Hey, anything is possible...just look further into your options.
    Just remember, calculate your savings of fuel into your payment, might help.
     
    #4 dig4dirt, May 11, 2012
  5. clokwise

    clokwise Member

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    yeah i planned on doing $4k down. No trade unfortunately. The car I have I'm passing off to a family member that needs it.
     
    #5 clokwise, May 11, 2012
  6. nallioni

    nallioni New Member

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    i hear ya man, my purchase has been pushed back until october. i really want it yesterday but i need a good down payment so the monthly payment dont kill me
     
    #6 nallioni, May 11, 2012
  7. dig4dirt

    dig4dirt MoonGlow

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    You dont want to push your limit....

    but there is possibilities of borrowing from a friend/family member to help.
    Or even a 1 yr loan from bank for extra down payment.
    Then the higher payment (the extra loan) would only be for first 6 months (friend/family) to a year. (bank)

    If you understand numbers, then you know you cant afford the car.....
    but if that was the case, you wouldnt be in this predicament.

    Hope the best...just dont push it over your limits.
     
    #7 dig4dirt, May 11, 2012
  8. BGGirl

    BGGirl Member

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    Glad Jeremiah was helpful! Did you tell him I sent you? Lol what rate did they give you? Originally they gave me 4.19% but I got on Penfed and got 1.99% so Toyota is trying to match it. Hate to see your dream slip away :(
     
    #8 BGGirl, May 11, 2012
  9. clokwise

    clokwise Member

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    Thats ok. I could afford it but I would be pushing my limit and I'm just not comfortable. Im young and somehow decent with my money so I know where I need to be. It was either a Prius or a Fit, looks like it might be time to call Honda :)
     
    #9 clokwise, May 11, 2012
  10. BGGirl

    BGGirl Member

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    Sorry! I think it is good that you know what you can and can't do financially though. Maybe in a couple of months the demand will die down and some better deals will come through. In the meantime, hang around and chat with us :)
     
    #10 BGGirl, May 12, 2012
  11. clokwise

    clokwise Member

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    Any single ladies need a guy decent with his money?! Lol
     
    #11 clokwise, May 12, 2012
  12. BGGirl

    BGGirl Member

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    I will have to think of some for you...I am sure they are out there :)
     
    #12 BGGirl, May 12, 2012
  13. clokwise

    clokwise Member

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    Well you keep me posted. I'm single!
     
    #13 clokwise, May 12, 2012
  14. BGGirl

    BGGirl Member

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    Okay.. I will, even if you do run off and buy a Honda....
     
    #14 BGGirl, May 12, 2012
  15. clokwise

    clokwise Member

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    Well thats why I need a decent girl to set me straight!
     
    #15 clokwise, May 12, 2012
  16. BGGirl

    BGGirl Member

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    *Sigh* As do most guys.... Lol J/K
     
    #16 BGGirl, May 12, 2012
  17. clokwise

    clokwise Member

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    Haha. Some of us just need it more than others.
     
    #17 clokwise, May 12, 2012
  18. dig4dirt

    dig4dirt MoonGlow

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    Honda Fit MPG Reports | Fuelly

    I would so not want to get that mpg.

    I even get a few dirty looks from Fit drivers.
    I have a local guy that rides my rear and gets upset if I pass where he is pulling out from side street
    and get in front of him.

    Haha, I'd imagine he is jealous!

    Good things come to those that wait.

    oh, and did you factor in all?
    With a loan you will need full coverage insurance....if you have it already..
    then it may be lower with the C.
    And if what you are driving now has repairs and service.
    2 years free in all Toyota....so you dont have those bills.
    Factor it in all....then check the numbers.
     
    #18 dig4dirt, May 12, 2012
  19. clokwise

    clokwise Member

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    Thanks the info. Well right now I have no car payment at all. I have been putting money back the last few months for a new vehicle. Basically in order to get the c I would need a little over $8k down. So unless I wait likely a year plus it's not where I need it to be. So then that depends if my current vehicle lasts another year :)
     
    #19 clokwise, May 12, 2012
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