Totaled

:? ukeleft: ukeright: :roll: :cussing: :crazyeyes: :| :!: :letitout: :evillaugh: :evil: :Wth: :x

RIPrius :angel:

 

Sorry about your accident; it's good to hear you're ok though. It's too bad about your vehicle being totaled. I'm sorry to hear that the side curtain airbags cost you your car. However, I'd much rather take that over no side curtain airbags costing me my life.
Good luck with your new car search
Flyingprius

 

So can I assume you will get a new car out of it? Was there a passenger or did the airbag open unnecessarily? Personally, I'd rather lose an airbag than take a chance on being injured or killed.

FWIW, I totalled an Audi once, sliding on ice at less than 5 mph in a head on encounter with a concrete block wall. The air bags did not even go off.

 

Glad you're okay!

Used Priuses sell for over MSRP in SoCal. I'm surprised you didn't get a settlement close to a new car cost.

I'm also a bit surprised the side airbag goes off with no one in the seat--wouldn't the seat sensor know this?

 

Sorry to hear about you loss, and glad to hear that noone was injured. All you got out of it was a used Scion xB??? What kind of settlement did your insurance company offer you? Shouldn't you have been able to get enough to buy another new Prius?

 

Condolences on the Prius but always remember that the only thing that counts in a wreck is whether or not anybody was hurt. (Call me spleenless in Portland)

On the matter of getting stuck with the Scion, something doesn't add up here. Kelly shows an '04 base with 30K miles should sell for about 22K in Raleigh. What insurance company was involved, what was their offer, and why was it so low? Please let us know the company as I don't want to deal with them in the future. ukeright:

 

Did you have something sitting in the passenger seat? A shopping bag maybe? Those aren't supposed to go off unless there's someone sitting in the seat there... [edit- or if there's more than a few pounds of stuff on the seat which the sensor will assume is a person...]

I will personally be putting my backpack on the floor from now on.

And please let us know about insurance details. I would like to know which company to avoid! Poor you, stuck with a used xB after owning a beautiful Prius! I hope you'll eventually be able to own another.

 

Airbag deployments = $$$$$

But really, who is your insurance agency??

 

Just a random question, if you are in an accident (NOT AT FAULT) and your car is TOTALED, your insurance does NOT go up right?

What if your car is STOLEN and reported TOTALED.... does your insurance go up now? If so, about by how much?

 

so there was nothing in the seat, at all?? i thought the airbags weren't supposed to go off unless there was something/someone in the passenger seat! i will have to do some investigation. hmm. guess i will be avoiding state farm then. sorry to hear about that.

silentak1, your premium will probably go up even if the accident is someone else's fault. just having been in an accident makes you a higher risk because you should have avoided it using your amazing evasive driving tactics that everyone should have... :roll:

they always make it out to be partly your fault somehow and raise your rates.

stolen vehicles raise everyone's insurance rates. yours will go up but i don't know by how much.

 

Thanks galaxee, very helpful!

 

Just a quick thing. I just found out, if you're hit on the side, the side airbag will go off even if there's nothing in your seat.

The only airbag that's under control of that sensor is the front airbag on the dash.

Anyway, frosted, sorry to hear about you losing your car. Maybe you can find something better than that Scion?

 

Silentak1 and Galaxee - Just because you've had an accident that's not your fault your rates shouldn't go up. Unfortunately I've probably had more experience with accidents and insurance companies than most folks here.

I earned the nickname Smasho years ago when I had five not-at faults in four years. Two of my cars were totaled and two of the other driver's cars were totaled. I spent eleven days in the hospital (seat belts do not prevent all foreseeable injuries). One of these involved an underinsured motorist claim. My rates did not go up.

More recently My '02 BMP (that's a hard color to match) was rear ended twice (and I don't have a cute butt) and my wife was rear ended once (she does have a cute butt) My rates did not go up.

My insurance company is Safeco and we pay less than most people I know here. If your state has "no-fault" all bets are off.

Drive carefully (and tell me how to get this target off of my back).

 

In my home state the lest amount of fault you can have is 5%. So even if you get hit by someone running a red light it is your fault, in part, for being there at the wrong place at the wrong time. Rates do go up that way.

I should check into the laws here since I am now driving a brand new car...

 

<div class='quotetop'>QUOTE(galaxee\";p=\"109515)</div>

[font=Comic Sans MS:3098b7ae1f]And campaign with your local elected officials for fair insurance! It is not in any fair way your fault if you are the innocent victim.[/font:3098b7ae1f]