Salamander_King's Recent Activity

  1. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    Whatever! I don't really care. Only thing I care is what I buy. Those things I buy most frequently are almost always cheaper online at...

    Feb 26, 2026 at 1:27 PM
  2. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    I omitted it on purpose to make the statement all inclusive, which includes direct-from-manufacturer websites and other third party...

    Feb 26, 2026 at 2:08 AM
  3. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    Yeah, DW does all groceries locally in stores. But I am sure she uses credit card payment in most stores. I do comparison shopping for...

    Feb 25, 2026 at 7:57 PM
  4. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    That's strange. I have seen so many cases of brick-and-mortar retailers stocking their shelves with items priced much higher than online...

    Feb 25, 2026 at 5:27 PM
  5. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    Of course that is the reason. But the logic does not explain the economics of the pricing. Cut the middle-man and direct sale from...

    Feb 25, 2026 at 6:14 AM
  6. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    The community solar company I use to contract separately from the utility billing had direct bank cash payment discount. But the...

    Feb 24, 2026 at 1:57 AM
  7. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    I don't use debit card for security reason. But my understanding is that debit card used at the point of sale as payment still use the...

    Feb 23, 2026 at 9:13 PM
  8. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    Since almost all of my monthly spending are online, I don't find card surcharges on none of them. On very rare occasions, I pay cash...

    Feb 23, 2026 at 6:44 PM
  9. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    That's fee charged to merchants. Yep, cash discounts exists. Gas stations are known for that. But I don't buy gas. And none of places I...

    Feb 23, 2026 at 5:57 PM
  10. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    What fees are you paying for credit card?

    Feb 23, 2026 at 2:23 PM
  11. Salamander_King liked bisco's post in the thread Why you still need cash and how the system tracks you.

    so if you have cash, and the market collapses, you can get some great deals. but then you don't have cash anymore

    Feb 23, 2026 at 1:22 PM
  12. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    One of the reason I don't use cash and pay everything on credit cards is the cashback. I get 2%-5% cashback on everything I pay on CC....

    Feb 23, 2026 at 1:22 PM
  13. Salamander_King liked Mendel Leisk's post in the thread Why you still need cash and how the system tracks you.

    Concur, that's when I switched over from dogged reliance on cash to virtually all credit card, just settling the full tab every month.

    Feb 23, 2026 at 1:07 PM
  14. Salamander_King replied to the thread Income taxes. How does your state rate?.

    We have almost always paid more state income tax than fed income tax. And I gladly pay more for the state and locality where I live than...

    Feb 23, 2026 at 11:24 AM
  15. Salamander_King replied to the thread Why you still need cash and how the system tracks you.

    Had to be a regional thing. Hard to believe it was related to pandemic. We had no such interruption in our area. Yeah, if the internet...

    Feb 23, 2026 at 11:15 AM