2005 175K or Repair Totalled 2008?

Discussion in 'Gen 2 Prius Main Forum' started by Chris77*, Sep 23, 2022.

  1. Chris77*

    Chris77* Junior Member

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    Hi Prius Chat:

    I have a 2008 Prius with 135k miles on it and insurance wants to total due to minor rear end collision. I guess body work these days is way too expensive.

    There isn't a lot of good deals on used prius in my area right now. I see a couple of 2005 with about 175k miles on them in the 5k range. I am thinking about downgrading into this and wondering what this car would be like compared to what i drive now? I am reading prius gets 200-250k miles, does that mean they are still dependable up to that point? Would I feel comfortable taking a road trip or I will constantly be doing maintenance?

    I had the 2008 for 5 years and used prius chat to solve a couple of problems. I have basic tools and basic knowledge. I do what work I can based on prius chat and youtube. I am up for the challenge but can't do major repairs.

    Do you think the 05 would be over my head? Thanks for your time.
     
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  2. Another

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    It’s not just the year that you want to consider but also the option package level on each. I think there are six different levels of options packages.
     
  3. Tombukt2

    Tombukt2 Senior Member

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    The Gen 2 will carry ya to 500K easily like my corolla's. All of them through 2003. 04 to 09 Prius is a Corolla with a lot of California designed extras basically . Was designed to teach USA folk how to drive and save resources etc . And boy did it work.for many .
     
  4. mr_guy_mann

    mr_guy_mann Senior Member

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    What's the actual estimate for the body repair on the 08? Might be worth considering keeping that car and getting it fixed anyway, if there aren't any other major problems with it.

    Posted via the PriusChat mobile app.
     
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  5. bisco

    bisco cookie crumbler

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    that's what i'd do
     
  6. highmilesgarage

    highmilesgarage Junior Member

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    if it's still running without any issues, you can buy it back from insurance (don't give them the title, just do a buy-back) and try fixing it yourself or find a shop. Collision shop nowadays are fully booked and takes months to get the repair done. If it's just a bumper cover or a trunk repair there are lots of them in the junkyard that you could scavenge around. The quarter panel repair requires some professional work though. 2 of my Priuses were from a front end collision and I got them dirt cheap since the DIY repair is not that expensive and easy too.
     
  7. Chris77*

    Chris77* Junior Member

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    The options are to take 9k and walk which is 4k more than I paid for the car 5 years ago. I can consider this a really good score but I have to replace it and I don't live in CA right now which makes it difficult.

    Or, I can take the car and 6k and have to repair on my own. Insurance company didn't do a good estimate as they quickly deemed it a total loss. That means they won't pull the bumper and put it on a rack. They are actually refusing to let me pull the car and take it to the garage of my choice as they said once deemed and determined a TL they can't let the car go. They said I can bring a mechanic to the yard, but who does this and do they even have a rack to put the car on? There for the real risk to me is the unknown damage that I don't think is there as I drove the car home. The battery went dead probably because the trunk won't shut. This is really all I know. The insurance has had my car 5 weeks and have been extremely wasteful. 2 different people on my case went on vacation and when they did nothing got done.

    I have a good budget mechanic that I go to when I need help. Lets me bring my own parts and works by the hour. I don't know a good auto body in my town right now so this is also a risk. There for I am not sure I have an option but to take the money. If these 05s with 175k won't be a ton of trouble I can go this route and save money on insurance by carrying liability only.

    Penny for your thoughts? Here are some damage pics. Thanks for your help.
     

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  8. bisco

    bisco cookie crumbler

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    risk both ways, tough call
     
  9. highmilesgarage

    highmilesgarage Junior Member

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    that damage is nothing and I can even repair it for less than $200 (or maybe a 100) Shops might be able to do it for $2-$3k I guess.
    What's the 6k? is that the buy-back amount?

    I am not sure if the numbers your showing is right off the bat. Insurance sometimes call it a total loss if the repair exceeds 60-75% of the value of the car. You have the right to buy it back unless it's deemed to be junked/salvaged. That's why in an accident it's always better to have it towed to your house rather than in a shop or insurance facility, you have more options on what to do with the car (remove important items such as car stereos/audio and other stuff you installed, even HV for the Prius)

    If they are giving you 9k does that mean your car has more than 6k repairs?
     
    #9 highmilesgarage, Sep 25, 2022
    Last edited: Sep 26, 2022
  10. Chris77*

    Chris77* Junior Member

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    They deemed it a total lose due to being 65% of the car's value. I guess they think it's going to take 6k or more to fix since they valued the car 9k. I have the option to take 9k and walk or to take 6k and keep the car as is without a proper inspection and a salvage title. It's a weird deal I don't know why they wouldn't fix it. Anything under 9k and they print money. I am afraid to take it with a salvage title if I don't have a proper inspection. About half the body shops I spoke to without seeing the car said take the money. The other guys said "maybe they have something to work with, but need to do a proper inspection." As so far as could it be fixed cheaper with a salvage title, no one was very savvy on this and no one made a good suggestion. Not knowing a good budget auto body is making this difficult.
     
  11. Another

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    $3,000 for a 2008 is a good deal but only if you have some repair skills or want to part it out. The damage looks minimal for a repair guy. Replacement of rear hatch is probably what’s driving the TL estimate. I’ve seen similar at junk yards where I can get all kinds of parts. That rear hatch actuator is worth $300 new or $75 used on eBay.

    The OEM catalytic converter is worth $1000 or more and the rest of the car parts worth more. But not for the average schmoe.
     
  12. highmilesgarage

    highmilesgarage Junior Member

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    shops and insurance companies are in cahoots together that's why we're paying high premiums on our insurance. Shops don't even accept work if it's not an order from an insurance company. I don't know the state laws in Nevada but a total loss doesn't mean a salvage title. If you follow what the insurance people tell you to do then they'll brand the title of the car as "salvage" if you send your title to them. In most cases take the money but don't send the title to them (if a buy-back), it will remain clean and you can have it repaired. If you don't have the skills or have a hard time to shop around for the repair, just take the money, lots of Prius for 9k that are still ok on the market. Finding a good one depends on your luck.
     
  13. Another

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    Exactly the problem with buying a use Prius these days. Like Dirty Harry would say, “Do you feel lucky? Well do you, punk?”
     
  14. alftoy

    alftoy Active Member

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    $200 or $100?? Hmmm, the bumper reinforcement itself requires replacement, probably $100 from salvage alone.
     
  15. Mendel Leisk

    Mendel Leisk Underfoot

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    An '08 with 135K miles, moderate rear end damage: it'd be a shame to total it. Depends on your priorities, but consider post #6 options.
     
  16. Chris77*

    Chris77* Junior Member

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    I really don't know if I can take the risk without a proper inspection. It seems there is a risk for unknown damage under the bumper. I am supposed to talk with them today. The lady who totaled the car. Hopefully I can figure this out. After 5 weeks I am tired and ready to deal.
     
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  17. Chris77*

    Chris77* Junior Member

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    I wanted to post an update. I am calling around this morning seeing who wants to work on a salvage title vehicle. No one with any experience. No one BBB accredited. This means I have to take the risk of budget body shop on east side of downtown to even get this done. I don't know any of these shops nor can I find a recommendation from someone I trust. I don't want the car to get scrapped either but don't see what choice I have. Take the 9k and buy the 05 for <5k. Atleast I have a clean title though older with high mileage.
     
  18. highmilesgarage

    highmilesgarage Junior Member

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    your salvage yard is a rip off or you're just not shopping wisely.. here's one of the yard close to me and even with the bumper cover and other bumper stuff it will not cost over $100, the trunk lid is only $35 + entrance fee and other environment/disposal fee. If the paint does not match, a $400 job from Maaco is good enough or find some hispanic painter in your area (small shops) they can do paint really well. With the extra money, damn a nice set of hydraulic shocks will make that Prius jump to life.. :)

    Liberty-Muncie Price List - Midway U Pull
     
  19. highmilesgarage

    highmilesgarage Junior Member

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    if the title is salvage or branded, forget and don't spend money on it and just let the insurance take it. I believe the insurance will not actually salvage it but sell it an auction as a clean title and running car. You'll be spending a hell lot of time making that salvage title to a prior salvage title vehicle..you don't want to mess with DMV (especially the paperwork) If you probably live in Oklahoma or Nebraska I believe you can drive a salvage titled car (state doesn't care I guess)
     
  20. ChapmanF

    ChapmanF Senior Member

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    Here in Indiana there is a shop that rebuilds Prii as a regular thing.

    The state process for converting a 'salvage' to a 'rebuilt' brand seems to be to keep your parts receipts so you can show you didn't use stolen parts to rebuild it, and having someone from the state police come out and check and sign off. Then you send the signed-off paperwork to the BMV and wait for the new title.

    It doesn't seem to be a huge deal really. It is probably easier for him because he does it a lot, the same state trooper usually comes out, etc.
     
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