help 2012 prius v 2 wagon purchase decision!

Vehicle service agreements can be purchased online for cheaper than the list pricing, just search around. Maintenance plan seems not worth it just from the price, but you did not specify a mileage, which would help us better give you an answer. If you are considering the specific model 2010 Pontiac vibe, I would check carefully the warranty on that first. I know GM started switching to a 100k 5 yr powertrain warranty around that time, which would give you very little left and/or 20k miles left on the powertrain depending on when it was first put in service. Just a little perspective of mine.

I did not buy a warranty, but did search for a seller that provided some sort of free lifetime powertrain warranty with the purchase. (To be honest, I'm not sure how good these type of warranties are though....)

 

If it was a good deal for YOU, they wouldn't be selling it to you. Bank the $1700 and the $810 and go find a different dealer to work with in the future. The hybrid system is covered anyway.

 

Searched Toyota certified and came up with Certified Used Toyota Vehicles | Pre-Owned Cars, Trucks, SUVs & Hybrids. Without purchasing anything else, you seem to have 1 yr/12000mi comprehensive and 7 yr/100000 powertrain, but the hybrid powertrain I believe is even longer than that. In fact, I just searched and Oregon follows CA strict emissions rules, which makes your warranty even longer because the hybrid system affects emissions I believe.

With this new knowledge I'd pocket the warranty and service money....

 

Just to get an idea, I searched for the applicable warranty coverage and found this:

http://www.toyota.com/t3Portal/document/omms/T-MMS-12PriusV/pdf/2012_Toyota_Prius-V_WMG.pdf

Note on page 24 a list of things covered by the long-term emission warranty, which includes even the
AC compressor, condenser, and evaporator, along with other items.....

I agree with rdgrimes. Most of the times the dealers use warranties and stuff to earn money, especially if they give you a good deal on the vehicle. My mother purchased gap coverage at a high price, but I found out the PenFed credit union loan automatically includes gap, so we ended up cancelling it.

 

Be careful of the dealer, there are a few rebuilt Prius v's around there, I think Portland and Sacramento both have rebuilders of totaled off Prius's. Check for clear title and history.

 

The Extended Warranty cost you pay pays several commissions, several administrative costs, etc and doesn't cover everything.

Consumer Reports said that the typical policy pays out only around 35% in actual repair costs.

Like in a casino, a very few will save big, a few come out even but most warranty buyers must lose for this model to work. The insurance company doesn't create these warranties to lose money.

 

Not 100% sure, I know not everything gets reported to Carfax. I am not knocking Carfax, only heard there are ways around it.
I have used Carfax, it gives a good general indication. Yours sounds good, but do you know what state it came from? Flood or semi flooded, most cars are traded in for a reason. I am very cautious because I have seen a lot.