NO, the point really is: There is NO good reason for them to do that because if they call you and you say "I've changed my mind." they have lost only about 3 minutes making the phone call. Likely the next guy they call WILL take it. AND......once they have your money, then you are subject to them screwing with you when it is time to give it back. And then there is the interest they can earn on the "deposits", which now is not as insignificant as it was for the past few years. I would NEVER, EVER put a "deposit" down on something that I can't see and touch. And no honest dealer would ever ask for one.......in my opinion.