I am thinking about selling

I would want to keep my payments the same or lower without putting up more cash now and without a longer term than what you started out with.

 

The 2 cars are basically the same, although the bumpers have been improved on the 2015 and is a safer car.

You know these cars are pretty much trouble free to over 150k miles right?

 

Just go to a dealership and do your research. You might not get raped there The prices are really low on the 2015, you might be surprised at what you can get by trading up

 

We got 2013 Plug in Prius (PiPs) here going for at least $20k if miles is <30k miles but if the miles gets up to 75-80k miles then we have as low as $14.5k sales price at dealers. Just saying especially in non-CARB states (you and me both) you are getting close to the Cinderella point, as far as hoping for maximum payout.

 

Don't be afraid of selling your car to a private party. I used http://www.autotrader.com and had great luck. You take the pictures and then post it. I sold our 2006 Prius fully optioned with 110,000 for $9200 in about a week. No hassle we let autoclub take care of everything.
Manny

 

when i trade up, iget my best prices on email from the dealers, both trade in price and purchase. if they start any garbage about the condition of the trade in when i get there, i just get up and walk out. they usually change their tune at that point. all the best!

 

same here. i don't even like wasting my time at dealerships for recalls and free service. it's the same feeling as waiting at an airport.

 

I'd wait for the 2016

 

you might want to kbb.com for value..looks like $9000 private party sale in excellent condition.


Kelley Blue Book

 

$9,000 for a 2013 would be a ...bummer

 

I can get a brand spanking new hatch for under $20K.
Zero miles, two years newer.

If you're just using this car as a commuter beast, then you're throwing away a lot of money by up-optioning a wagon and then depreciating it away in two years on the interstate.
Wagons usually retailed for something close to $30K up-optioned, in 2013 and now you're looking to sell yours 2 years later and you're hoping that you'll get 50-percent of what you paid for it......IF you sell it privately instead of trading it in.
You're doing this about 6 months before the new Priuses come out, and when gas is about $2.20 a gallon.
Don't get me wrong!
Now is a really GREAT time to buy a Prius, but not when you're underwater in your present Prius. because right now is also one heckuva bad time to be selling a high mileage, two year old Prius.....and a much worse time to be trading one in.

The good news here is that you're thinking about selling it privately instead of trading it in.
You might even have title in hand, which makes it even easier.
The bad news is that at your current rate you're going to to be making increasingly larger payments over increasingly lengthy loan periods for about the same class of car.
This is the long term financial equivalent of a hamster on a wheel.

Don't get hung up on the zero percent rate thing.
My credit union is writing loans for about 1.25 percent, and the last time I penciled this out I'm beating their teaser rate with a cash deal.

 

click the link....in blue

 

^ Well....that's your call.

Me?
I'm betting that your current car will make 150,000 miles.
That means that you can really sell it instead of trading it in when you're done and strike a good cash deal on a 2018.....or.....since Priuses usually make it to about 200K if the owner checks the oil every 1000 miles you could bank 2 years of car payments and maybe make a $10,000-$15,000 down payment, EVEN if you have some bad luck with repairs.

I disagree about your estimation of your car's worth, but I can see that you're going to have to go through a few more iterations of the trade/buy/trade/buy cycle before the lesson sinks in.

BTDT.



Good Luck!
Please feel free to post a sales receipt and a dealer P.O. (with personal info redacted) and gloat if I'm giving you a bum steer.