Insurers using global warming theories to raise rates

FTA:

Companies that rely too heavily on cat-model data "are subjecting their businesses and their customers to the volatility of computer models," says Ms. Clark, who now runs a Boston cat-model consulting business. "The models are being used as if they produce definitive answers rather than uncertain estimates." Ms. Clark says she advises clients to use them in conjunction with other factors, such as broad historical data.

Insurers Criticized For New Rate Models - WSJ.com

I guess we'll need Universal Homeowner's Insurance next.