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Is insurance on Hybrid higher?!

Discussion in 'Gen 3 Prius Main Forum' started by MansTer420, Apr 16, 2013.

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  1. socal13

    socal13 livin in the foothills...

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    I believe 15/30 is the minimum legal coverage in CA. You may want to compare premiums for 100/300 which will covered your a** better in case of accident.
     
    #81 socal13, Apr 19, 2013
  2. Tim Powell

    Tim Powell Member

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    Some people just have to learn for themselves.
     
    #82 Tim Powell, Apr 19, 2013
  3. MansTer420

    MansTer420 Junior Member

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    I cant understand some people want to believe what they know is the answer..

    sad thing aint it? ;)

    or just simply envy on people who gets better chance maybe?

    SAMSUNG-SGH-I317 ? 2
     
    #83 MansTer420, Apr 19, 2013
  4. dhancock

    dhancock 2 Prius Family

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    Increased risk of being rear ended!:confused:
    That doesn't have a damn thing to do with the insurance company's risk of loss.
    Why on earth would you expect them to? :rolleyes:

    Fact is California has higher insurance losses and that Toyota (and the Prius in particular) is more expensive to repair.
     
    #84 dhancock, Apr 19, 2013
  5. DumbMike

    DumbMike Active Member

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    You'll be living in Southern California. Get ready for this.

    Mike
     
    #85 DumbMike, Apr 19, 2013
  6. Bman83

    Bman83 Junior Member

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    I've never done the add one after buying a new car before but did opt for the gap coverage because I was worried State Farm would be more inclined to total my wife's brand new Prius than pay to repair it. Don't know if that's factual but i feel better lol
     
    #86 Bman83, Apr 19, 2013
  7. conradb212

    conradb212 Junior Member

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    Allstate is charging me more for our 2012 Prius than for our 2011 Audi Q5, same coverage, everything else equal. I argued with them, but they insist the rates are higher for the Prius. Go figure, as the Audi cost twice as much.
     
    #87 conradb212, Apr 24, 2013
  8. spoolinq

    spoolinq Junior Member

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    I just purchased my 2012 prius a week ago and my insurance premiums were reduced by 35/mo with the same full coverage at Mercury in Los Angeles. My previous car was a 2005 tsx.
     
    #88 spoolinq, Apr 24, 2013
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