Plus ~$400 doc fee (ugh), 5.5% tax, $34 title & arbitration brings it to $25,400 OTD. Thoughts? I don't mind going all over New England or even to New York (different zone). I went in looking for a stripped FWD model but they barely carry any. Seems most of the dealers here are sitting on AWD-Es and deluxe models almost exclusively. I was not terribly keen on the AWD but it's only about a $1500 premium so I'm sorta coming around. I've never bought a new car, ever. Have three (!) 2nd gen prii with 200-275k miles, so am trying to get a "good" car for my wife to drive. The existing prii, even with snow tires, are disappointing in winter just starting from a stop when traction control takes over. (A well-documented achilles heel) Yet I have hopes that they may have refined the traction programming in the interceding 14 years so it's not as awful. I don't need to buy right away. I'm even unloading one of my current cars as a private party to get more than the dealer's trade offer. Waiting for the end of the month is do-able in hopes of scoring a better deal. Current incentives seem to run through 7/6. I would finance half of it and pay it off quickly so the $500 spiff works better than the 0.9% financing in my scenario.