Owned my prius less than 90 days and in an accident

Discussion in 'Gen 3 Prius Main Forum' started by Mobalized, Oct 16, 2013.

  1. Reetz

    Reetz Junior Member

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    State of Washington. He did a phone consult with an attorney after doing some research on the net. Attorney told him to stick it out and not budge. His car had a clean carfax before the accident and had some pretty significant damage after. Not enough to total it but front and rear damage. It took a while to get all of the insurance companies sorted out. The original at fault insured ran out of money and his company ended up paying for it.

     
  2. Mike500

    Mike500 Senior Member

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    Hey, it's always about the money.

    Even, if either insurance company won't front it, I'd rent an equivalent car on my own. That mean's the clock and the costs for settlement will add up as time goes by.


    They realize that the longer that the diddle and doddle, the more it will eventually cost them.
     
  3. kdkuhns3

    kdkuhns3 Member

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    just for reference, this was a 7k repair job.
     

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  4. Mobalized

    Mobalized Member

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    I just need a little over double that value and I'll be happy lol
     
  5. xraydoug

    xraydoug Active Member

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    I believe gap insurance is for accidents where you are at fault. If someone is at fault then their insurance will pay you dont have to worry about gap coverage. unless they are not insured. that is how it works in oregon
     
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  6. Mobalized

    Mobalized Member

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    Gap coverage pertains to a totaled vehicle where the insurance company pays less than you owe. I do not owe more than I would be given in the event it is totaled (which I'm hoping for).
     
  7. JMD

    JMD 2012 Prius 4 Solar Roof

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    Good to know guys thanks
     
  8. Mobalized

    Mobalized Member

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    Never mind this post
     
  9. Mobalized

    Mobalized Member

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    Here is a picture from the scene, the at fault driver began losing control at the double white lines leaving the intersection coming towards the camera, my car was impacted in the area of the first bit of debris closest to the camera on the shoulder.
     

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  10. WE0H

    WE0H Senior Member

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    That sucks :-( Hope they either get it repaired right or write that sucker off ;-)

    Mike

    Mobile on my SGH-i717
     
  11. jdk2

    jdk2 Active Member

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    It's just amazing that as wide as that road is, you both managed to make contact. What was she doing?
     
  12. JMD

    JMD 2012 Prius 4 Solar Roof

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    So when will the adjuster make a determination?
     
  13. Mobalized

    Mobalized Member

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    The adjuster will be looking at the car this afternoon. I will try to post a picture of a diagram I wrote up that details the accident. She was rushing to make the red light driving a Mustang GT, got right around the double white lines that go across the road, back end slipped out, she kept trying to regain control but every time she did she over corrected and threw it into a uncontrolled drift in the opposite direction, she ended up drifting across both oncoming lanes (my lane) and hitting be on the shoulder. I contacted a lawyer this morning to see if there is any case to be made. As much as I hate to be a cry baby (because I usually dislike people like that) my neck and back has been pretty stiff since last night (accident happened Wednesday) but I have a preexisting disability claim pending with the Department of Veterans Affairs for back problems from my military service.
     
  14. Mobalized

    Mobalized Member

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    I'm the vehicle on the right... The guys at work have a theory that she had been watching too much Tokyo Drift.
     

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  15. mastergunnera8

    mastergunnera8 Junior Member

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    I would not post any diagrams and hold off saying too much (more) on this forum until you get this done with...just my .02

    regardless of the VA claim, did you go to the hospital? Doctor?...if not GO NOW. Dont think into it too much, you are not a Doctor..anything that happened apparently made your condition WORSE...that is what matters...keep it simple, tell the Doc what only happened in this incident and let them tell you what condition you are in...you are not a "cry baby" if someone blasts across a road and smacks your car..and you are HURT...

    This may come back to you in ten years...
     
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  16. WE0H

    WE0H Senior Member

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    Hope she gets nailed for careless or reckless driving. She deserves to pay for risking peoples lives with her poor driving.

    Mike

    Mobile on my SGH-i717
     
  17. Mobalized

    Mobalized Member

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    I wish it were so simple, I only have VA health insurance so I can't just call up and go in for an appointment today or something, and if I go somewhere else I am going to be paying out of pocket. I already have an appointment in November for something else so I was just going to talk to them then. I might mention it to the claim "handler" when I talk to her this afternoon that I would like to see a doctor as stiffness has started.
     
  18. mastergunnera8

    mastergunnera8 Junior Member

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    Emergency room I believe VA pays for that..worth checking out...

    She got a ticket right?
     
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  19. mastergunnera8

    mastergunnera8 Junior Member

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    Do you both have the same insurance company? If not, then I thought they should be doing the talking?...not sur eabout that tho...did the lawyer take your case pro-bono?
     
  20. Mobalized

    Mobalized Member

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    We do not have the same insurance, I am dealing with her company for now. And the lawyer hasn't taken the case yet just a consultation to see if I should be pursuing legal action.
     
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